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Iffco Tokio Gen Ins Co Ltd vs Kiran Ashok Shankhla on 31 July, 2023

7 of the impugned order that the insurance company has also not provided the general conditions clause-4 of the insurance policy to the insured and therefore, the insurance company cannot rely on the said condition. But, we do not agree with the said finding of the learned District Forum and for that, we rely upon the decisions of the Hon'ble National Commission cited by the learned advocate of the appellant - insurance company in the case of Bharti AXA General Insurance Company Ltd. Vs. Bhag Chand, reported in IV Kushal A/540/2017 Page 16 of 20 (2016) CPJ 219 and in the case of Kamlesh Gupta Vs. ICICI Lombard General Insurance Co. Ltd. & Ors., reported in I (2017) CPJ 123.
State Consumer Disputes Redressal Commission Cites 10 - Cited by 0 - Full Document

M/S Alembic Ltd. vs The New India Ass. Co. Ltd. on 16 February, 2022

Kamlesh Gupta Vs. ICICI Lombard Gen. Ins. Co. Ltd., I (2017) CPJ 123 (NC), to the effect that contention regarding non-supply of terms and conditions of policy, deceased being an educated person would have at least written a letter claiming that terms and condition and exclusions had not been supplied to him and therefore it was presumed that they were supplied to him and brought to his notice.
State Consumer Disputes Redressal Commission Cites 14 - Cited by 0 - Full Document

Oriental Insurance Company Ltd. vs Pratap Bachu Bhai Rathod on 1 May, 2019

7.      In the present revision petition, petitioner / insurer has challenged this finding and stated that respondent was duly informed of the terms and conditions as is clear from the policy document.  It is further submitted that respondent is literate person and was very well aware that the terms and conditions of the policy binds him and he had never asked for the copy of the terms and conditions and, therefore, he cannot take advantage of this fact at this stage.  Reliance has been placed on the order passed by the National Commission in Kamlesh Gupta Vs. ICICI Lombard General Insurance Company Ltd. passed in First Appeal No. 1450 of 2014 decided on 18.02.2016, wherein the National Commission held as under:
National Consumer Disputes Redressal Cites 6 - Cited by 0 - Full Document

The New India Ass Co Ltd vs Maganbhai Makanjibhai Patel on 21 December, 2020

12. I (2017) CPJ 123 (NC): Kamlesh Gupta vs. ICICI Lombard General Ins. Co. Ltd. Hon'ble National Commission concluded in the above said judgment in para 9 that "The contention of the learned counsel for the petitioner/complainant is that since the terms and conditions relied upon by the insurer were never supplied to the insured, the insurer cannot be permitted to rely upon such a condition.
State Consumer Disputes Redressal Commission Cites 8 - Cited by 0 - Full Document

Lic vs Chandrabhan on 2 July, 2021

Order of the National Commission in Bajaj Allianz General Insurance Co. Ltd. vs. Sh. Ashish Saxena 2015 NCJ 533 (NC), Order of the National Commission in Kamlesh Gupta vs. ICICI Lombard General Insurance Co. Ltd. and Ors. 2017 NCJ 252 (NC), Order dated 29th September, 2008 passed by the State Consumer Disputes : 4 : Redressal Commission, Circuit Bench Rajasthan, Jaipur in the case of LIC of India vs. Shri Sripat Mali, in Appeal No. 1146/2007 and judgment of the Supreme Court in the case of Suraj Mal Ram Niwas Oil Mills (P) Ltd. vs. United India Insurance Co. Ltd. and another 2011 CTJ 11 (Supreme Court)(CP).
State Consumer Disputes Redressal Commission Cites 6 - Cited by 0 - Full Document
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