Iffco Tokio Gen Ins Co Ltd vs Kiran Ashok Shankhla on 31 July, 2023
7 of the impugned order that the insurance company has also not
provided the general conditions clause-4 of the insurance policy to
the insured and therefore, the insurance company cannot rely on
the said condition. But, we do not agree with the said finding of the
learned District Forum and for that, we rely upon the decisions of
the Hon'ble National Commission cited by the learned advocate of
the appellant - insurance company in the case of Bharti AXA
General Insurance Company Ltd. Vs. Bhag Chand, reported in IV
Kushal A/540/2017 Page 16 of 20
(2016) CPJ 219 and in the case of Kamlesh Gupta Vs. ICICI Lombard
General Insurance Co. Ltd. & Ors., reported in I (2017) CPJ 123.