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Smt. Susheela Sahu vs Br. Manager, State Bank Of India. on 17 September, 2021

14. The reliance of the learned counsel for the appellant on the order passed by the National Commission in the case of ICICI Prudential Life Insurance Company Ltd. versus Bimal Kanta Kharab, I (2013) CPJ 155 (NC) is of no avail as in the said case the cheque was already encashed by the Insurance Company and life cover had already commenced from the date prior to the date of death, whereas in the present case as observed neither the proposal form was accepted nor the demand draft for the premium amount was encashed before the death of the proposer.
State Consumer Disputes Redressal Commission Cites 3 - Cited by 0 - Full Document

Smt. Meena W/O Lat. Balkishan vs H.D.F.C.Standard Life Ins. Co.Ltd. on 10 October, 2019

I (2013) CPJ 155 (NC) ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD. Vs. BIMAL KANTA KHARAB esa ekuuh; jk"Vªh; vk;ksx us fuEu fu/kkZfjr fd;k gS %& Consumer Protection Act, 1986 - Sections 2 (1) (g), 14 (1) (d), 21 (b) - Insurance (Life) -Death Claim - Repudiated on ground that accident occurred within 45 days from date of commencement of life cover - Deficiency in service - District Forum allowed complaint - State Commission dismissed appeal - Hence revision - cheque for insurance premium was issued by deceased on 13.12.2006, while he died on 30.01.2007
State Consumer Disputes Redressal Commission Cites 16 - Cited by 0 - Full Document

M/S Balji Traders Through Propietor vs M.D.Kesav Bdaya Integral Urban Co ... on 10 October, 2019

I (2013) CPJ 155 (NC) ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD. Vs. BIMAL KANTA KHARAB esa ekuuh; jk"Vªh; vk;ksx us fuEu fu/kkZfjr fd;k gS %& Consumer Protection Act, 1986 - Sections 2 (1) (g), 14 (1) (d), 21 (b) - Insurance (Life) -Death Claim - Repudiated on ground that accident occurred within 45 days from date of commencement of life cover - Deficiency in service - District Forum allowed complaint - State Commission dismissed appeal - Hence revision - cheque for insurance premium was issued by deceased on 13.12.2006, while he died on 30.01.2007
State Consumer Disputes Redressal Commission Cites 15 - Cited by 0 - Full Document

Icici Prudential Life Insurance Co. ... vs Neel Kamal Ashwathama Meshram & Anr. on 25 May, 2018

8.       The learned counsel for complainant submitted that, the complainant had neither received any information from the OP-1/petitioner about the cancellation of the policy, nor the refund of premium amount on 7.6.2006.  Therefore, the complainant was under impression that he was already covered under the joint insurance policy.  Moreover, prior to refund of the insurance, neither OP-1 nor OP-2 had asked to submit additional information of the co-applicant.  Therefore, it was the deficiency in service on behalf of OP-1 and OP-2.  The counsel has relied upon the decisions of this Commission in the case of Bajaj Alliance General Insurance Co. Ltd. & Anr. vs. Krishna Devi 2015 SCC online NCDRC 3833" and ICICI Prudential Life Insurance Co. Ltd. vs. Bimal Kanta Kharab 1(2013) CPJ 155.
National Consumer Disputes Redressal Cites 5 - Cited by 0 - Full Document
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