United India Insurance Company Limited vs Smt. Indu Singh on 30 September, 2022
19. Learned Counsel for respondents/claimants
in this context, has placed reliance on the decision of
Division Bench of this Court reported in 2021 ACJ
2248 (New India Assurance Co. Ltd. Vs. Veena
Sinha and Others) But, on perusal of the facts, it is
evident that, in the said case, the deceased has paid
premium for policy of Life Insurance Coverage and
20
hence, it is held that, the Insurance amount would have
accrued to the estate of the deceased on expiry of the
policy or on his death. But, in the instant case,
admittedly, there is no evidence about the deceased
paying any premium towards Group Insurance and the
claimants also never asserted this aspect. Hence, the
principles enunciated in the above cited decision will not
come to the aid of the claimants in any way.