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Manjeet vs Manager Harsh Auto Care Pvt. Ltd. And ... on 4 September, 2023

15.    Insurance Company, on the basis of stand taken by OP No.4 (its surveyor) and on the basis of duly sworn affidavit of Shivali Sharma-its Assistant Manager has laid stress upon documents Ex.R-1 to Ex.R-3 and proved that complainant has accepted Rs.12,429/- towards full and final satisfaction and discharge of his claim. Document (Ex.R-3) also bears signature of complainant. At legal pedestal, under implication of law, it is held that complainant has exercised his sole domain and wisdom while putting his hand on document on document Ex.R-3 and receiving amount of Rs.12,429/-. There is no element of any force, coercion, undue influence on complainant, as his complaint sans such quality plea. This circumstance would obviously foreclose the claim of complainant to claim full repair amount of Rs.1,23,630/-. While observing so, this Commission gains strength from ratio of law laid down by Hon'ble National Consumer Disputes Redressal Commission, in case titled as "M/s Pankaj Trading Company and others versus National Insurance Company Ltd." (4 connected Revision Petitions No. 2771 to 2774 of 2017, decided on 19.02.2020), wherein it has been held that complainant/consumer is estopped from claiming any further amount after executing discharge voucher and accepting the amount in full and final settlement of claim.
State Consumer Disputes Redressal Commission Cites 6 - Cited by 0 - Full Document

M/S National Ins. Co.Ltd. vs P.S Enterprises on 27 May, 2024

1. The Present Revision Petition has been preferred by the Petitioner impugning the Order dated 24.08.2023 passed by District Commission in Consumer Complaint No. 21/2022 titled 'PS Enterprises Vs. National Insurance Co. Ltd.' whereby the Petitioner's Written Statement was refused to be taken on record on the ground that the Written Statement was filed over and above the statutory period.
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Narendra Kumar Sahu S/O. Yadu Ram Sahu vs National Insurance Company Limited ... on 11 March, 2026

Therefore, having executed the Discharge Vouchers and having accepted the amount offered by the insurer in full and final M/S. Pankaj Trading Company vs National Insurance Company Ltd. on 19 February, 2020 Indian Kanoon - http://indiankanoon.org/doc/154639094/ 7 settlement of their claim, they are estopped from claiming any further amount. This is more so in a case where the payment made by the insurer is based upon the final assessment made by the surveyor which was revised before the payment was accepted." 11- mijksDr laiw.kZ foospuk ,oa U;k;n`"Vkar ds vkyksd esa vihykFkhZ@ifjoknh vU; dksbZ jkf'k izkIr djus ds vf/kdkjh ugha gS ftlds laca/k esa lacfa /kr ftyk vk;ksx us fof/kiw.kZ foospu dj vkns'k ikfjr fd;k gS ftlesa fdlh izdkj gLr{ksi fd;k tkuk ugha ikrs gSaA Dismissed Page 8 of 9 Appeal No. Narendra Kumar Sahu Order Pronounced SC/22/FA/418/2025 Vs. on 11 .03.2026 National Insurance Co. Ltd.
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