United India Insurance Co.Ltd vs M/S.Harchand Rai Chandan Lal on 24 September, 2004
In the case of United India Insurance Co.
Ltd. (supra), the Honble Supreme Court has held that the terms of the Policy
shall govern a contract between the parties and they have to abide by the
definition given
therein and all those expressions appearing in the Policy had to be construed
as it is and something cannot be added, subtracted or substituted. The definition contained in the Policy of
Burglary defined in the Policy as theft preceded by use of force or violence was
accepted as the definition and a theft committed not so preceded on facts if
governed by Policy cannot be construed to be falling within the definition of
Burglary.