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The Life Insurance Corporation Of India ... vs Bhogadi Chandravathamma on 4 March, 1970

(viii) The State Commission failed to appreciate that in case of misrepresentation by the insured with respect to any information contained in the Proposal From, the insurer can avoid the insurance contract as per Section 45 of the Insurance Act. Further it has been held in a catena judgments and more specifically held in judgment of the Division Bench of Andhra Pradesh High Court in LIC of India v. B. Chandravathamma, AIR 1971 AP 41.
Andhra HC (Pre-Telangana) Cites 4 - Cited by 11 - Full Document

Life Insurance Corporation Of India vs Smt. G.M. Channabasemma on 6 December, 1990

7.       In this case the claim has been repudiated by the Petitioner Insurance Company vide letter dated 28.03.2014 on the grounds of suppression of material facts in the proposal form.  The repudiation letter states that non-disclosure of diabetes and paralysis was material to the issuance of the policy, these ought to have been disclosed in the proposal form and by not doing so deceased life insured (DLI) has mis-led the insurance company to grant insurance cover.  As has been held by Hon'ble Supreme Court in catena of judgments, no doubt, Insurance Company is entitled to repudiate the claim on the grounds of non-disclosure/suppression of material facts, but as was laid down by the Hon'ble Supreme Court in Life Insurance Corporation of India Vs. G.M. Channabasamma (1991) 1 SCC 357, the burden of proving that the insured had made false representations and/or suppressed material facts is undoubtedly on the Insurance Company.
Supreme Court of India Cites 1 - Cited by 105 - L M Sharma - Full Document
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