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1 - 3 of 3 (0.21 seconds)Alok Kumar Sinha vs Lic Of India on 4 November, 2019
Same advisory is reiterated in this case also and for ease of
reference (Alok Kumar v. LIC bearing File No. CIC/LIC/A/2023/605048 &
Others) is reproduced below.
Mr.K V Thomas vs Life Insurance Corporation Of India on 29 January, 2014
This bench has dealt with multiple cases where policy holders (buyers of Group
Policy) neither disclose to the employees anything about the Group Policy not
to the nominees of employees that he/she was made a nominee by the
employee. Thus, on demise of covered employee, the legal heir/nominee has no
means to know whether the deceased was covered under a group Policy and/or
whether anyone was made a nominee. Under such circumstances, the policy
holders (buyers of Group Policy)/employer may claim the amount of policy just
by conveying the fact of demise of the employee concerned but on receipt of
claim decide not to pay to the dependents/heirs of the beneficiary employee
with or without a reason. Gap in such vital information affords opportunities
for potential scams happening and going unnoticed. One such suspected
instance was brought to the notice of commission in the case of George
Thomas v. LIC bearing File No. CIC/LICOI/A/2023/161212 decided on 29-01-
2024 and an advisory to the same public authority was issued to strengthen the
information dissemination mechanism.
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