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1 - 10 of 14 (0.29 seconds)Section 96 in The Motor Vehicles Act, 1988 [Entire Act]
Skandia Insurance Co. Ltd vs Kokilaben Chandravadan & Ors on 1 April, 1987
In support of the contention, he placed reliance on
the decision of this Court in Skandia Insurance Co. Ltd. v.
Kokilaben Chandravadan and Ors. We do not think that
that decision has any relevance to the present case. There
the facts found were quite different. The. vehicle concerned
in that case was undisputedly entrusted to the driver who
had a valid licence. In transit the driver stopped the
vehicle and went to fetch some snacks from the opposite
shop leaving the engine on. The ignition key was at the
ignition lock and not in the cabin of the truck. The driver
has asked the cleaner to take care of the truck. In fact the
driver had left the truck in the care of the clean- er. The
cleaner meddled with the vehicle and caused the accident.
The question arose whether the insured (owner) had
committed a breach of the condition incorporated in the
certificate of insurance since the cleaner operated the
vehicle on the fatal occasion without driving licence. This
Court expressed the view that it is only when the insured
himself .entrusted the vehicle to a person who does not
hold a driving licence, he could be said to have committed
preach of the condition of the policy. It must be established
by the Insurance Company that the breach is on the part of
the insured. Unless the insured is at fault and is guilty of a
breach of the condition, the insurer cannot escape from the
obligation to indemnify the insured. It was also observed
that when the insured has done everything within his
power in as much as he has engaged the licensed driver
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and has placed the vehicle in his charge with the express
or implied mandate to drive himself, it cannot be said that
the insured is guilty of any breach.
M.S. Grewal & Anr vs Deep Chand Sood & Ors on 24 August, 2001
Similarly,
in M.S.Grewal and ors vs Deep Chand Sood and ors, (2001) 8 SCC
151, (14) school students had died due to drowning in a river. The
Supreme Court, after noticing that the students came from an
upper middle class background, awarded the compensation of Rs.5.00
lacs. There is a long series of judgments of the Supreme Court which
provide that the notional income of a non-earning person, having regard
to his/her background, the passage of time since the incorporation of
Second Schedule to the M.V. Act in the year 1994, as well as the
factors like inflation and the devaluation of the rupee, can certainly be
taken into account while taking the income of a non-earning person for
the purpose of assessing just compensation.
Magma General Insurance Co. Ltd vs Nanu Ram Alias Chuhru Ram on 18 September, 2018
15 It is correct that as per the law laid down by the Supreme
Court in Pranay Sethi' case (supra), the compensation under the
conventional head „loss of consortium‟ is permissible and there is no
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separate head for „loss of love and affection‟ to parents provided in the
said judgment, but the question whether the parents of a deceased child
would be entitled to compensation under the head „loss of consortium‟
has been answered by the Supreme Court in the later judgment of
Magma General Insurance Co. Ltd vs. Nanu Ram alias Chuhru
Ram and others, vs. Nanu, (2018) 18 SCC 130. In the said case, the
Supreme Court, while answering the aforesaid question, has observed
as under:
Oriental Insurance Co. Ltd vs Premlata Shukla & Ors on 15 May, 2007
In this regard, the
learned counsel has relied upon the judgment of Supreme Court in the
case of Oriental Insurance Co. Ltd vs. Premlata Shukla and others,
(2007) 13 SCC 476 and the Judgment of this Court in the case of
United India Insurance Co. vs. Amina Begum and others (CIMA
No. 217 of 2008, decided on 15.12.2011).
1. United India Insurance Co.Ltd. vs . Amina Begum And Others on 10 May, 2019
In Prem Lata Shukla's
case (supra) and in Amina Begum's case (supra), the claimants had
sought to rely upon the FIR/Challan for the purpose of proving the
accident, but turned around and contended that the other contents
contained in rest part of the FIR/Challan should not be read against
them. It is in those circumstances that the Supreme Court and this
Court held that the same is not permissible in law. So, the ratio laid
down in Prem Lata Shukla‟s case (supra) and in Amina Begum‟s case
(supra) cannot be made applicable to the present case as the facts are
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clearly distinguishable. It is open to the claimants in the present case to
plead and prove that the vehicle in question was being driven by the
driver Mohd Rafiq and that it is on account his negligence that the
accident had taken place.
Kashiram Yadav & Anr vs Oriental Fire & Gen. Insurance Co. & Ors on 10 August, 1989
24 Again, in the case of Kashiram Yadav & anr vs Oriental
Fire & Gen. Insurance Co. & ors, (1989) 4 SCC 128, the Supreme
Court reiterated the views expressed in Skandia Insurance Co's case
(supra) and while referring to the said judgment, the Supreme Court
observed as under:
Sohan Lal Passi vs P. Sesh Reddy & Ors on 17 July, 1996
25 To examine the correctness of the views expressed in
Skandia Insurance Company‟s case (supra), the matter was referred to
a three Judge Bench in the case of Sohan Lal Passi vs P. Sesh Reddy
& Ors, (1996) 5 SCC 21. While examining the same, the Supreme
Court expressed its agreement with the view taken in the case of
Skandia Insurance Company‟s case (supra). The Court went on to
observe as under:
Raj Kumar vs Ajay Kumar & Anr on 18 October, 2010
Instead of
relying upon his personal expertise, the Presiding Officer of the
Tribunal should have taken guidance from the principles laid down by
the Supreme Court in the case of Raj Kumar vs Ajay Kumar and
another, (2011) 11 SCC 243, for assessing the actual loss of earning
capacity of the injured/claimants. Para (12) of the said judgment is
relevant to the context and the same is reproduced as under: