Search Results Page

Search Results

1 - 10 of 10 (0.23 seconds)
United India Insurance Company Ltd vs Adrash Singh Rathor on 26 March, 2014 cites

Mr Keshav Natu Mhatre vs The Manager, New India Assurance Co Ltd on 23 December, 2010

le{k% ekuuh; U;k;ewfrZ Jh vkj- ,l-'kekZ] v/;{k ekuuh; lqJh ghuk BDdj] lnL;k i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh ih- ds- ikWy] vf/koDrkA mRrjoknh dh vksj ls Jh Mh- ds- FkokbZr] vf/koDrkA vkns'k fnukad% 26@03@2014 }kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@vukosnd ba';ksjsal daiuh us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds izko/kku ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] nf{k.k cLrj nUrsokM+k ¼N-x-½ ¼ftls vkxs laf{kIr esa **ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad& 03@2012 esa ikfjr vkns'k fnukad&03-06-2013 ftlds }kjk mRrjkoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, ;g vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks 30 fnu ds vanj // 2 // dqy&2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfriwfrZ jkf'k nq?kZVuk fnukad&17-09-2010 ls jde vnk;xh fnukad rd 7-5 izfr'kr okf"kZd C;kt lfgr vnk djsA lkFk esa ;g Hkh vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks ekufld {kfriwfrZ ds en esa 10]000@&¼nl gtkj :i;s½] vf/koDrk 'kqYd ,oa okn O;; ds :i esa 5]000@&¼ikap gtkj :i;s½ Hkh 30 fnu ds Hkhrj Hkqxrku djs] ls nqf[kr gksdj izLrqr fd;k gSA 02- mRrjoknh@ifjoknh dk ifjokn laf{kIr esa bl izdkj gS fd mRrjoknh@ifjoknh okgu dzeakd&CG18G/0563 dk iathd`r Lokeh gS vkSj mDr okgu vihykFkhZ@vukosnd ba';ksjsl a daiuh ds ikl fnukad&10- 03-2010 ls ysdj fnukad&09-03-2011 rd dh vof/k ds fy, chfer Fkk vkSj mldk chfer ewY; 4]00]000@&¼pkj yk[k :i;s½ FkkA fnukad&16-09- 2010 ,oa 17-09-2010 dks tks nq?kZVuk dkfjr gqbZ Fkh mlds laca/k esa Fkkuk fdjUnqy] ftyk&narsokM+k esa izFke lwpuk&i= ntZ djk;k x;k Fkk vkSj ftlls okgu dks {kfr dkfjr gqbZ Fkh rFkk mRrjoknh@ifjoknh us fnukad&21-09-2010 dks vihykFkhZ@vukosnd ba';ksjsal daiuh ds ikl Dyse izLrqr fd;k Fkk ijUrq yxHkx 01 o"kZ 03 ekg rd dksbZ dk;Zokgh ugha dh xbZ] bl ij mRrjoknh@ifjoknh us vihykFkhZ@vukosnd dks jftLVMZ iksLV ls uksfVl izsf"kr fd;k FkkA nq?kZVuk fnukad&16-09-2010 dks okgu nq?kZVukxzLr gks x;k Fkk vkSj blfy, okgu NRrhlx<+ Dyc ds lkeus lM+d ds fdukjs [kM+h FkhA fnukad&16-09-2010 ,oa 17-09-2010 dh njE;kuh jkr esa vKkr O;fDr;ksa us okgu esa vkx yxk fn;k vkSj ftlds dkj.k ls okgu iw.kZr% {kfrxzLr gks x;k Fkk vkSj ftldh lwpuk Hkh mRrjoknh@ifjoknh }kjk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nh xbZ Fkh ijUrq vihykFkhZ@vukosnd ba';ksjsal daiuh }kjk fdlh izdkj dh {kfriwfrZ dh jkf'k mRrjoknh@ifjoknh dks ugha fn;k x;k blfy, ifjokn // 3 // ykus dh vko';drk iM+h gSA vr% mRrjoknh@ifjoknh dks vihykFkhZ@ vukosnd ba';ksjl sa daiuh ls dqy {kfriwfrZ 4]00]000@&¼pkj yk[k :i;s½ fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls {kfriwfrZ jkf'k izkIr djus ds fnukad rd nkok jkf'k ij 12 izfr'kr okf"kZd C;kt fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls rhu ekg ckn ls ,Ecqysl a O;olk; ls gqbZ {kfr jkf'k&75]000@&¼ipgRrj gtkj :i;s½ fnykbZ tkosA 03- vihykFkhZ@vukosnd ba';ksjsl a daiuh us fyf[kr dFku izLrqr dj vfHkopu fd;k gS fd okgu dzekad&CG18G/0563 fnukad&16-09-2010 ,oa 17-09-2010 dks nq?kZVukxzLr ugha gqbZ FkhA okgu pkyd ccyw us okgu dks fnukad&16-09-2010 dks ykijokghiwoZd pyk;k Fkk vkSj jkf= 10-00 cts ds yxHkx nq?kZVuk dkfjr fd;k ftlls ikap yksxksa dks pksaVsa vkbZ vkSj ftuesa ls rhu yksxksa dh e`R;q gks xbZ gS vkSj ftlds dkj.k vKkr yksxksa us mDr okgu esa vkx yxk fn;s Fks tks fd nq?kZVuk fnukad&16-09-2010 ds ifj.kke Lo:i fnukad&17-09-2010 dks ?kfVr gqbZ Fkh rFkk mRrjoknh@ ifjoknh us okgu dks vlqjf{kr voLFkk esa NksM+ fn;k Fkk vkSj fnukad&17- 09-2010 dks ?kfVr ?kVuk mRrjoknh@ifjoknh dh ykijokgh ds dkj.k ?kfVr gqbZ gSA mRrjoknh@ifjoknh us fnukad&16-09-2010 ds ?kVuk dh lwpuk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nwjHkk"k ij fnukad&17-09- 2010 dks lqcg 8-30 cts fn;k Fkk vkSj chek daiuh dk;kZy; dks fyf[kr esa lwpuk fn;k rc fnukad&17-09-2010 dks gh chek daiuh }kjk Jh lrh'k dkR;k;u dks losZ;j ,oa ykWl vlslj fu;qDr fd;k x;k ftUgksaus LFky fujh{k.k dj viuh fjiksVZ fnukad&24-09-2010 dks chek daiuh dks fn;k Fkk vkSj blds i'pkr~~ mRrjoknh@ifjoknh }kjk eksVj nkok izi= vko';d nLrkost] iath;u iqfLrdk] pkyd ykbZlasl] bLVhesV vkfn izLrqr fd;k Fkk vkSj bl ij ls Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa // 4 // fu;qDr fd;k x;k vkSj ftUgksua s okgu dk lw{; voyksdu dj 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ dh {kfr dk vkadyu dj fnukad&17-01-2011 dks fjiksVZ izLrqr fd;k Fkk vkSj ftlesa Jh 'kekZ us mDr okgu ds lkYost dh dher&1]50]000@&¼,d yk[k ipkl gtkj :i;s½ vkadyu fd;k gSA ,slh fLFkfr esa losZ;j }kjk vkadyu dh xbZ {kfriwfrZ dh jkf'k lkYost dh jkf'k ?kVkdj vFkok ;fn chek/kkjh lkYost chek dks okil djrk gS rks mDr vuqlkj gh {kfriwfrZ jkf'k vnk dh tkrh gS] ;fn okgu dk mi;ksx chek ikWfylh dh 'krksZa ds vuqlkj ik;k tkrk gS rHkh {kfriwfrZ nh tk ldrh gSA mRrjoknh@ifjoknh dks vf/kdre 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ dk Hkqxrku djrhA mRrjoknh@ifjoknh us lkYost Lo;a j[kus vkSj laiw.kZ jkf'k esa ls 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ ?kVkdj izkIr djus dk vkosnu fn;k gS ijUrq tc chek daiuh us vUos"kd ih;w"k frokjh ds }kjk MªkbZfOgax ykbZlal s dh tkap djok;k rks ;g ik;k x;k fd okgu pkyd ccyw ds ikl LMV-HGV okgu pykus dk ykbZlsal FkkA vihykFkhZ@vukosnd ba';ksjsal daiuh us {ks=h; ifjogu vf/kdkjh txnyiqj ls tkudkjh pkgk rc ;g tkudkjh izkIr gqbZ fd okgu ,Ecqysal (Tata 407/31 EURO) ds pkyd ds ikl gYdk ifjogu ;ku LTV dk yk;lsl a gksuk pkfg, vkSj mDr okgu dks LMV+HGV ykbZlsal /kkjd ugha pyk ldrk gSA mDr fjiksVZ vUos"kd Jh ,-ds- nhf{kr us vius i= fnukad&05-09-2011 ds ek/;e ls vihykFkhZ@vukosnd ba';ksjsal daiuh dks izsf"kr fd;k Fkk vkSj bl izd kj nq?kZVuk fnukad dks okgu pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlal s ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gS vkSj blfy, vihykFkhZ@ vukosnd ba';ksjsal daiuh us mfpr :i ls nkok vLohdkj fd;k gSA mRrjoknh@ifjoknh dk ifjokn fujLr fd;s tkus ;ksX; gSA // 5 // 04- mHk;i{kksa dh vksj ls izLrqr nLrkostksa ds ifj'khyu i'pkr~~ ftyk Qksje us mRrjoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, mij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gSA 05- vihykFkhZ@vukosnd ba';ksjsl a daiuh dh vksj ls milatkr gksus okys vf/koDrk Jh ih- ds- ikWy dk ;g rdZ gS fd mRrjoknh@ifjoknh us tks vuqrks"k pkgk gS og ?kVuk fnukad&16-09-2010 ls lacaf/kr gS vkSj fnukad&16-09-2010 dh nq?kZVuk ?kfVr gqbZ Fkh mlesa rhu O;fDr;ksa dh e`R;q gqbZ gS vkSj bl rF; dks mRrjoknh@ifjoknh }kjk fNik;k x;k gS rFkk fnukad&16-09-2010 dh ?kVuk ls lacfa /kr izFke lwpuk&i= izLrqr ugha fd;k x;k gS vkSj mRrjoknh@ifjoknh dks tks {kfriwfrZ fnyk;k x;k gS og fnukad& 17-09-2010 dh ?kVuk ds lac/a k esa gS tc fd mRrjoknh@ifjoknh us fnukad&17-09-2010 dh ?kVuk ds lac/a k esa dksbZ vuqrks"k dh ekax ugha fd;k gS vkSj bl izdkj mRrjoknh@ifjoknh dks okLro esa D;k {kfr gqbZ gS ;g mRrjoknh@ifjoknh lkfcr ugha dj ldk gSA Jh ih- ds- ikWy vf/koDrk dk ;g Hkh rdZ gS fd dfFkr okgu ,acqys al okgu Fkk vkSj okgu pkyd ccyw ds ikl ,acqysal okgu pykus dk dksbZ ykbZlasl ugha FkkA nq?kZVuk ds le; MªkbZOgj ccyw ds ikl LMV okgu pykus dk ykbZlsal Fkk rFkk tu lwpuk vf/kdkjh] {ks=h; ifjogu vf/kdkjh ls izkIr lwpuk ds vuqlkj ;g Li"V gS fd ,acqysl a dks og O;fDr ugha pyk ldrk ftlds ikl LMV-HGV ykbZlasl gS tcfd ,acqysl ds fy, gYdk ifjogu ;ku LTV dk ykbZlsal gksuk pkfg, rFkk LMV+HGV ykbZlsal/kkjh pkyd mDr okgu dks pykus ds fy, l{ke ugha gS vkSj bl izdkj mRrjoknh@ifjoknh }kjk chek 'krksZa dk mYya?ku fd;k x;k gSA Jh ikWy vf/koDrk dk ;g Hkh rdZ gS fd eksVj OghdYl ,DV] 1988] esa tks la'kks/ku gqvk gS mlds i'pkr~~ SO-451(E) fnukad&19-06-1992 ds }kjk eksVj // 6 // OghdYl ,DV] 1988] esa la'kks/ku dj vf/klwpuk tkjh fd;k x;k gS vkSj ftlds vuqlkj VªkaliksVZ Oghdy esa ,acqysl a 'kkfey gS vkSj blfy, ,acqysl a ds fy, i`Fkd ls MªkbZfOgax ykbZlasl dh vko';drk gS ;k mldk i`"Bkadu gksuk vko';d gS tc fd mRrjoknh@ifjoknh ds okgu pkyd ds ikl bl izdkj dk dksbZ MªkbZfOgax ykbZlasl nq?kZVuk fnukad dks ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj ls {kfriwfrZ ikus dk vf/kdkjh ugha gSA 06- vihykFkhZ@vukosnd ba';ksjsal daiuh dh vksj ls Reginal Manager, Oriental Insurance Co. Ltd. & Another Vs. Pramod Kumar Nahak 2013 (I) C.G.L.J. 1 (Chhattisgarh), Amit Kumar & Anr. Vs. New India Assurance Co. Ltd. & Anr. I (2012) CPJ 256 (NC), NRrhlx<+ jkT; vk;ksx ds vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011, Keshav Natu Mahatre Vs. New India Assurance Co. Ltd. & Others IV (2011) CPJ 135 (NC) rFkk Revision Pitition No. 2292/2006 Order Dated 13.11.2006 Manoj Agrawal Vs. Bajaj Allianz Genral Insurance Co.dk voyacu fy;k gSA 07- mRrjoknh@ifjoknh dh vksj ls milatkr gksus okys vf/koDrk Jh Mh- ds- FkokbZr dk ;g rdZ gS fd mRrjoknh@ifjoknh us ?kVuk fnukad&16-09-2010 dh fjiksVZ Fkkus esa fd;k Fkk vkSj okgu nq?kZVukxzLr gks xbZ Fkh vkSj VªsfQd izHkkfor gks jgk Fkk blfy, iz'kklu ds vkns'k ls okgu dks gVok;k x;k Fkk vkSj vKkr yksxksa us ml ij vkx yxk fn;k // 7 // ftldh fjiksVZ Fkkuk fdjUnqy esa fnukad&17-09-2010 dks gh fd;k x;k Fkk vkSj mDr izFke lwpuk&i= esa iwoZ nq?kZVuk dk mYys[k fd;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa fnukad&16- 09-2010 ds nq?kZVuk dh lwpuk feyus ds rF; dks Lohdkj fd;k gS vkSj blls Li"V gS fd okgu nq?kZVukxzLr gqvk Fkk vkSj pwfa d okgu pykus dh fLFkfr esa ugha Fkk blfy, okgu dks NksMk+ x;k Fkk] ;fn okgu pykus yk;d fLFkfr esa gksrk rks iqfyl Fkkus esa fjiksVZ djus ds ckn iqfyl }kjk tIrh dk;Zokgh dh xbZ gksrh vkSj blls Li"V gS fd okgu Fkkus rd ykus dh fLFkfr esa ugha Fkk vkSj vkokxeu ckf/kr gks jgk Fkk blfy, iz'kklu ds }kjk NRrhlx<+ Dyc ds fdukjs [kM+h dj nh xbZ Fkh vkSj tc jkf= esa vKkr O;fDr;ksa us vkx yxk dj {kfr dkfjr fd;k gS ftldh Hkh lwpuk vihykFkhZ@vukosnd ba';ksjsl a daiuh dks nh xbZ FkhA Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd Hkys gh ifjokn&i= esa fnukad&17-09-2010 dk Li"V mYys[k ugha gS ijUrq ifjokn&i= esa Li"V mYys[k gS fd fnukad&17-09- 2010 vkSj fnukad&16-09-2010 dh fjiksVZ Fkkuk fdjUnqy esa dh xbZ Fkh vkSj blds laca/k esa fnukad&21-09-2010 dks ba';ksjsl a daiuh ds ikl nkok izLrqr fd;k x;k Fkk vkSj ba';ksjsal daiuh us blh vk/kkj ij losZ;j fu;qDr fd;k FkkA ,slh fLFkfr esa vihykFkhZ@vukosnd ba';ksjsal daiuh dk ;g dFku fd ?kVuk fnukad&17-09-2010 ds laca/k esa dksbZ vuqrks"k ugha pkgk gS] Lohdkj ;ksX; ugha gSA 08- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd okgu pkyd ds ikl LMV ,oa HGV okgu pykus dk MªkbZfOgax ykbZlasl Fkk vkSj tks O;fDr Hkkjh eky okgu (HGV) pykus ds fy, ykbZlsal /kkj.k djrk gS og gYdk eksVj ;ku (LTV) pykus ds fy, vf/kd`r gS vkSj dsoy bl dkj.k ls fd // 8 // okgu ,acqysl ds :i esa py jgk Fkk] ;g ugha dgk tk ldrk fd pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlsal ugha FkkA 09- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd eksVj Oghdy ,DV] 1988] esa o"kZ 1994 esa la'kks/ku fd;k x;k gS vkSj ftlesa VªkaliksVZ OghdYl esa jksM jksyj vkSj fofufnZ"V izdkj ds eksVj ;ku dks izfrLFkkfir fd; x;k gS vkSj ,slh fLFkfr esa tks Hkkjh eky okgu pykus ds fy, ykbZlsl a j[krk gS og fofufnZ"V izdkj ds okgu dks Hkh pyk ldrk gS vkSj ,slh fLFkfr esa okgu pkyd ccyw ds ikl ,acqysal pykus ds fy, oS/k ,oa izHkkoh ykbZlal s Fkk rFkk ftyk Qksje us tks vkns'k ikfjr fd;k gS og iw.kZr% mfpr gS vkSj mlesa fdlh izdkj ls gLr{ksi dh vko';drk ugha gSA vr% vihykFkhZ@ vukosnd ba';ksjsal daiuh dh vihy fujLr fd;k tkosA 10- mRrjoknh@ifjoknh dh vksj ls Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013, ,l- b;~~;iu fo:} ;wukbVsM bf.M;k ba';ksjsUl da- fy- ,oa ,d vU; 2013 ¼3½ ,lhlhMh 1337 ¼mPpre U;k;ky;½ ,oa Bajaj Alliance General Insurance Co. Ltd. Vs. Ashok Kumar Dhruv 2013 (3) C.G.L.J. 332 ds U;k; n`"Vkar dk voyacu fy;k gSA 11- bl izdj.k esa geus mHk;i{k ds fo}ku vf/koDrkvksa dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k dk ifj'khyu fd;kA // 9 // 12- bl izdj.k esa vihykFkhZ@vukosnd ba';ksjsal daiuh us vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 dk voyacu fy;k gS ijUrq ekuuh; jk"Vªh; vk;ksx }kjk Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013 ds }kjk bl vk;ksx }kjk ikfjr vkns'k dks fujLr dj fn;k gS vkSj ftyk Qksje }kjk ikfjr vkns'k dh iqf"V fd;k gSA QyLo:i vihykFkhZ@vukosnd ba';ksjsl a daiuh us tks Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 okys U;k; n``"Vkar dk voyacu fy;k gS og ekuuh; jk"Vªh; vk;ksx }kjk fujLr dj fn;k x;k gSA 13- ifjokn&i= ds ifj'khyu ls ;g izdV gksrk gS fd mRrjoknh@ ifjoknh us vius ifjokn&i= esa ?kVuk ds lac/a k esa nks frfFk dk mYys[k fd;k gS ftlesa ,d frfFk&16-09-2010 ,oa nwljh frfFk&17-09-2011 vafdr dj fn;k gS ijUrq tks izFke lwpuk&i= dzekad&66@2010 fnukad&17-09- 2010 izLrqr fd;k x;k gS mlesa okgu esa vkx yxus dh ?kVuk fnukad&17-09-2010 crk;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsal daiuh us Hkh vius fyf[kr dFku esa fnukad&17-09-2010 ds ?kVuk dh lwpuk izkIr gksus ds lac/a k esa Lohdkj fd;k gS vkSj blls ,slk izrhr gksrk gS fd Vad.k =qfVo'k fnukad&17-09-2010 dh txg fnukad&17-09-2011 Vafdr gks x;k gSA // 10 // 14- vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa Lohdkj fd;k gS fd mlus iwoZ esa Jh lrh'k dkR;k;u dks ,oa rRi'pkr~~ Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa fu;qDr fd;k Fkk rFkk losZ;j ,oa ykWl vlslj Jh lh- ,e- 'kekZ us vius losZ;j fjiksVZ nLrkost dzekad&7 lh izLrqr fd;k gS ftlesa {kfr dk ewY;kadu 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ fd;k gS vkSj lkYost dk ewY;kadu 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ fd;k gS vkSj lkYost ykWl csfll ds vk/kkj ij 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfr dk vkadyu fd;k gSA 15- In the case of The New India Assurance Co. Ltd. Through its Assistant Manager, Vidhi Prakosth v Vinay Kumar Pandey, 2014 (1) CPR 5 (NC), Hon'ble National Commission observed thus :-
State Consumer Disputes Redressal Commission Cites 0 - Cited by 16 - Full Document

Oriental Insurance Co. Ltd vs Zaharulnisha & Ors on 29 April, 2008

6. Admittedly, the offending vehicle was a light motor vehicle; was used at the fime of accident, as passenger carrying vehicle. To drive the said vehicle, a licence to drive transport vehicle is required under the provision of Motor Vehicles Act. As per evidence adduced in this case, the driver was possessing licence to drive Light Motor Vehicle as well as Heavy Goods Vehicle. Therefore, it cannot be said that he was disentitled to drive a transport vehicle. The Supreme Court, in the case of Oriental Insurance Co. Vs. Zaharulnisha & Ors., in a case where the offending vehicle was a Scooter and the Scooter driver was not holding any licence to drive the Scooter and was holding licence to drive Heavy Motor Vehicle, has held that the driver was not possessing valid and effective driving licence. However, the facts of the present case are different. In the instant case, the driver of the offending vehicle was possessing to drive light motor vehicle as well as licence to drive heavy goods vehicle, and therefore.
Supreme Court of India Cites 20 - Cited by 183 - L S Panta - Full Document

National Insurance Company Ltd vs Annappa Irappa Nesaria & Ors on 22 January, 2008

In the case of National Insurance Company Ltd. vs. Annappa Irappa Nesaria alias Nesaragi and Others, 2008 (3) SCC 464, the vehicle involved in the accident was a matador having a goods carriage permit and was insured with the insurance company. An issue was raised that the driver of the vehicle did not possess an effective driving licence to drive a transport vehicle. The Tribunal held // 15 // that the driver was having a valid driving licence and allowed the claim. In appeal filed by the insurance company, the High Court dismissed the appeal holding that the claimants are third parties and even on the ground that there is violation of terms and conditions of the policy the insurance company cannot be permitted to contend that it has no liability. This Court after considering the relevant provisions of the Act and definition and meaning of light goods carriage, light more vehicles, heavy goods vehicles, finally came to conclusion that the driver, who was holding the licence duly granted to drive light motor vehicle, was entitled to drive the light passenger carriage vehicle, namely, the matador. This Court observed as under :
Supreme Court of India Cites 8 - Cited by 292 - S B Sinha - Full Document

Regional Manager & Anr. vs Pramod Kumar Nahak on 21 May, 2012

le{k% ekuuh; U;k;ewfrZ Jh vkj- ,l-'kekZ] v/;{k ekuuh; lqJh ghuk BDdj] lnL;k i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh ih- ds- ikWy] vf/koDrkA mRrjoknh dh vksj ls Jh Mh- ds- FkokbZr] vf/koDrkA vkns'k fnukad% 26@03@2014 }kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@vukosnd ba';ksjsal daiuh us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds izko/kku ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] nf{k.k cLrj nUrsokM+k ¼N-x-½ ¼ftls vkxs laf{kIr esa **ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad& 03@2012 esa ikfjr vkns'k fnukad&03-06-2013 ftlds }kjk mRrjkoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, ;g vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks 30 fnu ds vanj // 2 // dqy&2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfriwfrZ jkf'k nq?kZVuk fnukad&17-09-2010 ls jde vnk;xh fnukad rd 7-5 izfr'kr okf"kZd C;kt lfgr vnk djsA lkFk esa ;g Hkh vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks ekufld {kfriwfrZ ds en esa 10]000@&¼nl gtkj :i;s½] vf/koDrk 'kqYd ,oa okn O;; ds :i esa 5]000@&¼ikap gtkj :i;s½ Hkh 30 fnu ds Hkhrj Hkqxrku djs] ls nqf[kr gksdj izLrqr fd;k gSA 02- mRrjoknh@ifjoknh dk ifjokn laf{kIr esa bl izdkj gS fd mRrjoknh@ifjoknh okgu dzeakd&CG18G/0563 dk iathd`r Lokeh gS vkSj mDr okgu vihykFkhZ@vukosnd ba';ksjsl a daiuh ds ikl fnukad&10- 03-2010 ls ysdj fnukad&09-03-2011 rd dh vof/k ds fy, chfer Fkk vkSj mldk chfer ewY; 4]00]000@&¼pkj yk[k :i;s½ FkkA fnukad&16-09- 2010 ,oa 17-09-2010 dks tks nq?kZVuk dkfjr gqbZ Fkh mlds laca/k esa Fkkuk fdjUnqy] ftyk&narsokM+k esa izFke lwpuk&i= ntZ djk;k x;k Fkk vkSj ftlls okgu dks {kfr dkfjr gqbZ Fkh rFkk mRrjoknh@ifjoknh us fnukad&21-09-2010 dks vihykFkhZ@vukosnd ba';ksjsal daiuh ds ikl Dyse izLrqr fd;k Fkk ijUrq yxHkx 01 o"kZ 03 ekg rd dksbZ dk;Zokgh ugha dh xbZ] bl ij mRrjoknh@ifjoknh us vihykFkhZ@vukosnd dks jftLVMZ iksLV ls uksfVl izsf"kr fd;k FkkA nq?kZVuk fnukad&16-09-2010 dks okgu nq?kZVukxzLr gks x;k Fkk vkSj blfy, okgu NRrhlx<+ Dyc ds lkeus lM+d ds fdukjs [kM+h FkhA fnukad&16-09-2010 ,oa 17-09-2010 dh njE;kuh jkr esa vKkr O;fDr;ksa us okgu esa vkx yxk fn;k vkSj ftlds dkj.k ls okgu iw.kZr% {kfrxzLr gks x;k Fkk vkSj ftldh lwpuk Hkh mRrjoknh@ifjoknh }kjk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nh xbZ Fkh ijUrq vihykFkhZ@vukosnd ba';ksjsal daiuh }kjk fdlh izdkj dh {kfriwfrZ dh jkf'k mRrjoknh@ifjoknh dks ugha fn;k x;k blfy, ifjokn // 3 // ykus dh vko';drk iM+h gSA vr% mRrjoknh@ifjoknh dks vihykFkhZ@ vukosnd ba';ksjl sa daiuh ls dqy {kfriwfrZ 4]00]000@&¼pkj yk[k :i;s½ fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls {kfriwfrZ jkf'k izkIr djus ds fnukad rd nkok jkf'k ij 12 izfr'kr okf"kZd C;kt fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls rhu ekg ckn ls ,Ecqysl a O;olk; ls gqbZ {kfr jkf'k&75]000@&¼ipgRrj gtkj :i;s½ fnykbZ tkosA 03- vihykFkhZ@vukosnd ba';ksjsl a daiuh us fyf[kr dFku izLrqr dj vfHkopu fd;k gS fd okgu dzekad&CG18G/0563 fnukad&16-09-2010 ,oa 17-09-2010 dks nq?kZVukxzLr ugha gqbZ FkhA okgu pkyd ccyw us okgu dks fnukad&16-09-2010 dks ykijokghiwoZd pyk;k Fkk vkSj jkf= 10-00 cts ds yxHkx nq?kZVuk dkfjr fd;k ftlls ikap yksxksa dks pksaVsa vkbZ vkSj ftuesa ls rhu yksxksa dh e`R;q gks xbZ gS vkSj ftlds dkj.k vKkr yksxksa us mDr okgu esa vkx yxk fn;s Fks tks fd nq?kZVuk fnukad&16-09-2010 ds ifj.kke Lo:i fnukad&17-09-2010 dks ?kfVr gqbZ Fkh rFkk mRrjoknh@ ifjoknh us okgu dks vlqjf{kr voLFkk esa NksM+ fn;k Fkk vkSj fnukad&17- 09-2010 dks ?kfVr ?kVuk mRrjoknh@ifjoknh dh ykijokgh ds dkj.k ?kfVr gqbZ gSA mRrjoknh@ifjoknh us fnukad&16-09-2010 ds ?kVuk dh lwpuk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nwjHkk"k ij fnukad&17-09- 2010 dks lqcg 8-30 cts fn;k Fkk vkSj chek daiuh dk;kZy; dks fyf[kr esa lwpuk fn;k rc fnukad&17-09-2010 dks gh chek daiuh }kjk Jh lrh'k dkR;k;u dks losZ;j ,oa ykWl vlslj fu;qDr fd;k x;k ftUgksaus LFky fujh{k.k dj viuh fjiksVZ fnukad&24-09-2010 dks chek daiuh dks fn;k Fkk vkSj blds i'pkr~~ mRrjoknh@ifjoknh }kjk eksVj nkok izi= vko';d nLrkost] iath;u iqfLrdk] pkyd ykbZlasl] bLVhesV vkfn izLrqr fd;k Fkk vkSj bl ij ls Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa // 4 // fu;qDr fd;k x;k vkSj ftUgksua s okgu dk lw{; voyksdu dj 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ dh {kfr dk vkadyu dj fnukad&17-01-2011 dks fjiksVZ izLrqr fd;k Fkk vkSj ftlesa Jh 'kekZ us mDr okgu ds lkYost dh dher&1]50]000@&¼,d yk[k ipkl gtkj :i;s½ vkadyu fd;k gSA ,slh fLFkfr esa losZ;j }kjk vkadyu dh xbZ {kfriwfrZ dh jkf'k lkYost dh jkf'k ?kVkdj vFkok ;fn chek/kkjh lkYost chek dks okil djrk gS rks mDr vuqlkj gh {kfriwfrZ jkf'k vnk dh tkrh gS] ;fn okgu dk mi;ksx chek ikWfylh dh 'krksZa ds vuqlkj ik;k tkrk gS rHkh {kfriwfrZ nh tk ldrh gSA mRrjoknh@ifjoknh dks vf/kdre 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ dk Hkqxrku djrhA mRrjoknh@ifjoknh us lkYost Lo;a j[kus vkSj laiw.kZ jkf'k esa ls 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ ?kVkdj izkIr djus dk vkosnu fn;k gS ijUrq tc chek daiuh us vUos"kd ih;w"k frokjh ds }kjk MªkbZfOgax ykbZlal s dh tkap djok;k rks ;g ik;k x;k fd okgu pkyd ccyw ds ikl LMV-HGV okgu pykus dk ykbZlsal FkkA vihykFkhZ@vukosnd ba';ksjsal daiuh us {ks=h; ifjogu vf/kdkjh txnyiqj ls tkudkjh pkgk rc ;g tkudkjh izkIr gqbZ fd okgu ,Ecqysal (Tata 407/31 EURO) ds pkyd ds ikl gYdk ifjogu ;ku LTV dk yk;lsl a gksuk pkfg, vkSj mDr okgu dks LMV+HGV ykbZlsal /kkjd ugha pyk ldrk gSA mDr fjiksVZ vUos"kd Jh ,-ds- nhf{kr us vius i= fnukad&05-09-2011 ds ek/;e ls vihykFkhZ@vukosnd ba';ksjsal daiuh dks izsf"kr fd;k Fkk vkSj bl izd kj nq?kZVuk fnukad dks okgu pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlal s ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gS vkSj blfy, vihykFkhZ@ vukosnd ba';ksjsal daiuh us mfpr :i ls nkok vLohdkj fd;k gSA mRrjoknh@ifjoknh dk ifjokn fujLr fd;s tkus ;ksX; gSA // 5 // 04- mHk;i{kksa dh vksj ls izLrqr nLrkostksa ds ifj'khyu i'pkr~~ ftyk Qksje us mRrjoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, mij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gSA 05- vihykFkhZ@vukosnd ba';ksjsl a daiuh dh vksj ls milatkr gksus okys vf/koDrk Jh ih- ds- ikWy dk ;g rdZ gS fd mRrjoknh@ifjoknh us tks vuqrks"k pkgk gS og ?kVuk fnukad&16-09-2010 ls lacaf/kr gS vkSj fnukad&16-09-2010 dh nq?kZVuk ?kfVr gqbZ Fkh mlesa rhu O;fDr;ksa dh e`R;q gqbZ gS vkSj bl rF; dks mRrjoknh@ifjoknh }kjk fNik;k x;k gS rFkk fnukad&16-09-2010 dh ?kVuk ls lacfa /kr izFke lwpuk&i= izLrqr ugha fd;k x;k gS vkSj mRrjoknh@ifjoknh dks tks {kfriwfrZ fnyk;k x;k gS og fnukad& 17-09-2010 dh ?kVuk ds lac/a k esa gS tc fd mRrjoknh@ifjoknh us fnukad&17-09-2010 dh ?kVuk ds lac/a k esa dksbZ vuqrks"k dh ekax ugha fd;k gS vkSj bl izdkj mRrjoknh@ifjoknh dks okLro esa D;k {kfr gqbZ gS ;g mRrjoknh@ifjoknh lkfcr ugha dj ldk gSA Jh ih- ds- ikWy vf/koDrk dk ;g Hkh rdZ gS fd dfFkr okgu ,acqys al okgu Fkk vkSj okgu pkyd ccyw ds ikl ,acqysal okgu pykus dk dksbZ ykbZlasl ugha FkkA nq?kZVuk ds le; MªkbZOgj ccyw ds ikl LMV okgu pykus dk ykbZlsal Fkk rFkk tu lwpuk vf/kdkjh] {ks=h; ifjogu vf/kdkjh ls izkIr lwpuk ds vuqlkj ;g Li"V gS fd ,acqysl a dks og O;fDr ugha pyk ldrk ftlds ikl LMV-HGV ykbZlasl gS tcfd ,acqysl ds fy, gYdk ifjogu ;ku LTV dk ykbZlsal gksuk pkfg, rFkk LMV+HGV ykbZlsal/kkjh pkyd mDr okgu dks pykus ds fy, l{ke ugha gS vkSj bl izdkj mRrjoknh@ifjoknh }kjk chek 'krksZa dk mYya?ku fd;k x;k gSA Jh ikWy vf/koDrk dk ;g Hkh rdZ gS fd eksVj OghdYl ,DV] 1988] esa tks la'kks/ku gqvk gS mlds i'pkr~~ SO-451(E) fnukad&19-06-1992 ds }kjk eksVj // 6 // OghdYl ,DV] 1988] esa la'kks/ku dj vf/klwpuk tkjh fd;k x;k gS vkSj ftlds vuqlkj VªkaliksVZ Oghdy esa ,acqysl a 'kkfey gS vkSj blfy, ,acqysl a ds fy, i`Fkd ls MªkbZfOgax ykbZlasl dh vko';drk gS ;k mldk i`"Bkadu gksuk vko';d gS tc fd mRrjoknh@ifjoknh ds okgu pkyd ds ikl bl izdkj dk dksbZ MªkbZfOgax ykbZlasl nq?kZVuk fnukad dks ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj ls {kfriwfrZ ikus dk vf/kdkjh ugha gSA 06- vihykFkhZ@vukosnd ba';ksjsal daiuh dh vksj ls Reginal Manager, Oriental Insurance Co. Ltd. & Another Vs. Pramod Kumar Nahak 2013 (I) C.G.L.J. 1 (Chhattisgarh), Amit Kumar & Anr. Vs. New India Assurance Co. Ltd. & Anr. I (2012) CPJ 256 (NC), NRrhlx<+ jkT; vk;ksx ds vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011, Keshav Natu Mahatre Vs. New India Assurance Co. Ltd. & Others IV (2011) CPJ 135 (NC) rFkk Revision Pitition No. 2292/2006 Order Dated 13.11.2006 Manoj Agrawal Vs. Bajaj Allianz Genral Insurance Co.dk voyacu fy;k gSA 07- mRrjoknh@ifjoknh dh vksj ls milatkr gksus okys vf/koDrk Jh Mh- ds- FkokbZr dk ;g rdZ gS fd mRrjoknh@ifjoknh us ?kVuk fnukad&16-09-2010 dh fjiksVZ Fkkus esa fd;k Fkk vkSj okgu nq?kZVukxzLr gks xbZ Fkh vkSj VªsfQd izHkkfor gks jgk Fkk blfy, iz'kklu ds vkns'k ls okgu dks gVok;k x;k Fkk vkSj vKkr yksxksa us ml ij vkx yxk fn;k // 7 // ftldh fjiksVZ Fkkuk fdjUnqy esa fnukad&17-09-2010 dks gh fd;k x;k Fkk vkSj mDr izFke lwpuk&i= esa iwoZ nq?kZVuk dk mYys[k fd;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa fnukad&16- 09-2010 ds nq?kZVuk dh lwpuk feyus ds rF; dks Lohdkj fd;k gS vkSj blls Li"V gS fd okgu nq?kZVukxzLr gqvk Fkk vkSj pwfa d okgu pykus dh fLFkfr esa ugha Fkk blfy, okgu dks NksMk+ x;k Fkk] ;fn okgu pykus yk;d fLFkfr esa gksrk rks iqfyl Fkkus esa fjiksVZ djus ds ckn iqfyl }kjk tIrh dk;Zokgh dh xbZ gksrh vkSj blls Li"V gS fd okgu Fkkus rd ykus dh fLFkfr esa ugha Fkk vkSj vkokxeu ckf/kr gks jgk Fkk blfy, iz'kklu ds }kjk NRrhlx<+ Dyc ds fdukjs [kM+h dj nh xbZ Fkh vkSj tc jkf= esa vKkr O;fDr;ksa us vkx yxk dj {kfr dkfjr fd;k gS ftldh Hkh lwpuk vihykFkhZ@vukosnd ba';ksjsl a daiuh dks nh xbZ FkhA Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd Hkys gh ifjokn&i= esa fnukad&17-09-2010 dk Li"V mYys[k ugha gS ijUrq ifjokn&i= esa Li"V mYys[k gS fd fnukad&17-09- 2010 vkSj fnukad&16-09-2010 dh fjiksVZ Fkkuk fdjUnqy esa dh xbZ Fkh vkSj blds laca/k esa fnukad&21-09-2010 dks ba';ksjsl a daiuh ds ikl nkok izLrqr fd;k x;k Fkk vkSj ba';ksjsal daiuh us blh vk/kkj ij losZ;j fu;qDr fd;k FkkA ,slh fLFkfr esa vihykFkhZ@vukosnd ba';ksjsal daiuh dk ;g dFku fd ?kVuk fnukad&17-09-2010 ds laca/k esa dksbZ vuqrks"k ugha pkgk gS] Lohdkj ;ksX; ugha gSA 08- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd okgu pkyd ds ikl LMV ,oa HGV okgu pykus dk MªkbZfOgax ykbZlasl Fkk vkSj tks O;fDr Hkkjh eky okgu (HGV) pykus ds fy, ykbZlsal /kkj.k djrk gS og gYdk eksVj ;ku (LTV) pykus ds fy, vf/kd`r gS vkSj dsoy bl dkj.k ls fd // 8 // okgu ,acqysl ds :i esa py jgk Fkk] ;g ugha dgk tk ldrk fd pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlsal ugha FkkA 09- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd eksVj Oghdy ,DV] 1988] esa o"kZ 1994 esa la'kks/ku fd;k x;k gS vkSj ftlesa VªkaliksVZ OghdYl esa jksM jksyj vkSj fofufnZ"V izdkj ds eksVj ;ku dks izfrLFkkfir fd; x;k gS vkSj ,slh fLFkfr esa tks Hkkjh eky okgu pykus ds fy, ykbZlsl a j[krk gS og fofufnZ"V izdkj ds okgu dks Hkh pyk ldrk gS vkSj ,slh fLFkfr esa okgu pkyd ccyw ds ikl ,acqysal pykus ds fy, oS/k ,oa izHkkoh ykbZlal s Fkk rFkk ftyk Qksje us tks vkns'k ikfjr fd;k gS og iw.kZr% mfpr gS vkSj mlesa fdlh izdkj ls gLr{ksi dh vko';drk ugha gSA vr% vihykFkhZ@ vukosnd ba';ksjsal daiuh dh vihy fujLr fd;k tkosA 10- mRrjoknh@ifjoknh dh vksj ls Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013, ,l- b;~~;iu fo:} ;wukbVsM bf.M;k ba';ksjsUl da- fy- ,oa ,d vU; 2013 ¼3½ ,lhlhMh 1337 ¼mPpre U;k;ky;½ ,oa Bajaj Alliance General Insurance Co. Ltd. Vs. Ashok Kumar Dhruv 2013 (3) C.G.L.J. 332 ds U;k; n`"Vkar dk voyacu fy;k gSA 11- bl izdj.k esa geus mHk;i{k ds fo}ku vf/koDrkvksa dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k dk ifj'khyu fd;kA // 9 // 12- bl izdj.k esa vihykFkhZ@vukosnd ba';ksjsal daiuh us vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 dk voyacu fy;k gS ijUrq ekuuh; jk"Vªh; vk;ksx }kjk Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013 ds }kjk bl vk;ksx }kjk ikfjr vkns'k dks fujLr dj fn;k gS vkSj ftyk Qksje }kjk ikfjr vkns'k dh iqf"V fd;k gSA QyLo:i vihykFkhZ@vukosnd ba';ksjsl a daiuh us tks Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 okys U;k; n``"Vkar dk voyacu fy;k gS og ekuuh; jk"Vªh; vk;ksx }kjk fujLr dj fn;k x;k gSA 13- ifjokn&i= ds ifj'khyu ls ;g izdV gksrk gS fd mRrjoknh@ ifjoknh us vius ifjokn&i= esa ?kVuk ds lac/a k esa nks frfFk dk mYys[k fd;k gS ftlesa ,d frfFk&16-09-2010 ,oa nwljh frfFk&17-09-2011 vafdr dj fn;k gS ijUrq tks izFke lwpuk&i= dzekad&66@2010 fnukad&17-09- 2010 izLrqr fd;k x;k gS mlesa okgu esa vkx yxus dh ?kVuk fnukad&17-09-2010 crk;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsal daiuh us Hkh vius fyf[kr dFku esa fnukad&17-09-2010 ds ?kVuk dh lwpuk izkIr gksus ds lac/a k esa Lohdkj fd;k gS vkSj blls ,slk izrhr gksrk gS fd Vad.k =qfVo'k fnukad&17-09-2010 dh txg fnukad&17-09-2011 Vafdr gks x;k gSA // 10 // 14- vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa Lohdkj fd;k gS fd mlus iwoZ esa Jh lrh'k dkR;k;u dks ,oa rRi'pkr~~ Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa fu;qDr fd;k Fkk rFkk losZ;j ,oa ykWl vlslj Jh lh- ,e- 'kekZ us vius losZ;j fjiksVZ nLrkost dzekad&7 lh izLrqr fd;k gS ftlesa {kfr dk ewY;kadu 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ fd;k gS vkSj lkYost dk ewY;kadu 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ fd;k gS vkSj lkYost ykWl csfll ds vk/kkj ij 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfr dk vkadyu fd;k gSA 15- In the case of The New India Assurance Co. Ltd. Through its Assistant Manager, Vidhi Prakosth v Vinay Kumar Pandey, 2014 (1) CPR 5 (NC), Hon'ble National Commission observed thus :-
State Consumer Disputes Redressal Commission Cites 0 - Cited by 3 - Full Document

Dharam Kumar Agrawal vs Bajaj Allianz General Insurance ... on 23 November, 2011

le{k% ekuuh; U;k;ewfrZ Jh vkj- ,l-'kekZ] v/;{k ekuuh; lqJh ghuk BDdj] lnL;k i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh ih- ds- ikWy] vf/koDrkA mRrjoknh dh vksj ls Jh Mh- ds- FkokbZr] vf/koDrkA vkns'k fnukad% 26@03@2014 }kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@vukosnd ba';ksjsal daiuh us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds izko/kku ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] nf{k.k cLrj nUrsokM+k ¼N-x-½ ¼ftls vkxs laf{kIr esa **ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad& 03@2012 esa ikfjr vkns'k fnukad&03-06-2013 ftlds }kjk mRrjkoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, ;g vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks 30 fnu ds vanj // 2 // dqy&2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfriwfrZ jkf'k nq?kZVuk fnukad&17-09-2010 ls jde vnk;xh fnukad rd 7-5 izfr'kr okf"kZd C;kt lfgr vnk djsA lkFk esa ;g Hkh vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks ekufld {kfriwfrZ ds en esa 10]000@&¼nl gtkj :i;s½] vf/koDrk 'kqYd ,oa okn O;; ds :i esa 5]000@&¼ikap gtkj :i;s½ Hkh 30 fnu ds Hkhrj Hkqxrku djs] ls nqf[kr gksdj izLrqr fd;k gSA 02- mRrjoknh@ifjoknh dk ifjokn laf{kIr esa bl izdkj gS fd mRrjoknh@ifjoknh okgu dzeakd&CG18G/0563 dk iathd`r Lokeh gS vkSj mDr okgu vihykFkhZ@vukosnd ba';ksjsl a daiuh ds ikl fnukad&10- 03-2010 ls ysdj fnukad&09-03-2011 rd dh vof/k ds fy, chfer Fkk vkSj mldk chfer ewY; 4]00]000@&¼pkj yk[k :i;s½ FkkA fnukad&16-09- 2010 ,oa 17-09-2010 dks tks nq?kZVuk dkfjr gqbZ Fkh mlds laca/k esa Fkkuk fdjUnqy] ftyk&narsokM+k esa izFke lwpuk&i= ntZ djk;k x;k Fkk vkSj ftlls okgu dks {kfr dkfjr gqbZ Fkh rFkk mRrjoknh@ifjoknh us fnukad&21-09-2010 dks vihykFkhZ@vukosnd ba';ksjsal daiuh ds ikl Dyse izLrqr fd;k Fkk ijUrq yxHkx 01 o"kZ 03 ekg rd dksbZ dk;Zokgh ugha dh xbZ] bl ij mRrjoknh@ifjoknh us vihykFkhZ@vukosnd dks jftLVMZ iksLV ls uksfVl izsf"kr fd;k FkkA nq?kZVuk fnukad&16-09-2010 dks okgu nq?kZVukxzLr gks x;k Fkk vkSj blfy, okgu NRrhlx<+ Dyc ds lkeus lM+d ds fdukjs [kM+h FkhA fnukad&16-09-2010 ,oa 17-09-2010 dh njE;kuh jkr esa vKkr O;fDr;ksa us okgu esa vkx yxk fn;k vkSj ftlds dkj.k ls okgu iw.kZr% {kfrxzLr gks x;k Fkk vkSj ftldh lwpuk Hkh mRrjoknh@ifjoknh }kjk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nh xbZ Fkh ijUrq vihykFkhZ@vukosnd ba';ksjsal daiuh }kjk fdlh izdkj dh {kfriwfrZ dh jkf'k mRrjoknh@ifjoknh dks ugha fn;k x;k blfy, ifjokn // 3 // ykus dh vko';drk iM+h gSA vr% mRrjoknh@ifjoknh dks vihykFkhZ@ vukosnd ba';ksjl sa daiuh ls dqy {kfriwfrZ 4]00]000@&¼pkj yk[k :i;s½ fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls {kfriwfrZ jkf'k izkIr djus ds fnukad rd nkok jkf'k ij 12 izfr'kr okf"kZd C;kt fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls rhu ekg ckn ls ,Ecqysl a O;olk; ls gqbZ {kfr jkf'k&75]000@&¼ipgRrj gtkj :i;s½ fnykbZ tkosA 03- vihykFkhZ@vukosnd ba';ksjsl a daiuh us fyf[kr dFku izLrqr dj vfHkopu fd;k gS fd okgu dzekad&CG18G/0563 fnukad&16-09-2010 ,oa 17-09-2010 dks nq?kZVukxzLr ugha gqbZ FkhA okgu pkyd ccyw us okgu dks fnukad&16-09-2010 dks ykijokghiwoZd pyk;k Fkk vkSj jkf= 10-00 cts ds yxHkx nq?kZVuk dkfjr fd;k ftlls ikap yksxksa dks pksaVsa vkbZ vkSj ftuesa ls rhu yksxksa dh e`R;q gks xbZ gS vkSj ftlds dkj.k vKkr yksxksa us mDr okgu esa vkx yxk fn;s Fks tks fd nq?kZVuk fnukad&16-09-2010 ds ifj.kke Lo:i fnukad&17-09-2010 dks ?kfVr gqbZ Fkh rFkk mRrjoknh@ ifjoknh us okgu dks vlqjf{kr voLFkk esa NksM+ fn;k Fkk vkSj fnukad&17- 09-2010 dks ?kfVr ?kVuk mRrjoknh@ifjoknh dh ykijokgh ds dkj.k ?kfVr gqbZ gSA mRrjoknh@ifjoknh us fnukad&16-09-2010 ds ?kVuk dh lwpuk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nwjHkk"k ij fnukad&17-09- 2010 dks lqcg 8-30 cts fn;k Fkk vkSj chek daiuh dk;kZy; dks fyf[kr esa lwpuk fn;k rc fnukad&17-09-2010 dks gh chek daiuh }kjk Jh lrh'k dkR;k;u dks losZ;j ,oa ykWl vlslj fu;qDr fd;k x;k ftUgksaus LFky fujh{k.k dj viuh fjiksVZ fnukad&24-09-2010 dks chek daiuh dks fn;k Fkk vkSj blds i'pkr~~ mRrjoknh@ifjoknh }kjk eksVj nkok izi= vko';d nLrkost] iath;u iqfLrdk] pkyd ykbZlasl] bLVhesV vkfn izLrqr fd;k Fkk vkSj bl ij ls Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa // 4 // fu;qDr fd;k x;k vkSj ftUgksua s okgu dk lw{; voyksdu dj 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ dh {kfr dk vkadyu dj fnukad&17-01-2011 dks fjiksVZ izLrqr fd;k Fkk vkSj ftlesa Jh 'kekZ us mDr okgu ds lkYost dh dher&1]50]000@&¼,d yk[k ipkl gtkj :i;s½ vkadyu fd;k gSA ,slh fLFkfr esa losZ;j }kjk vkadyu dh xbZ {kfriwfrZ dh jkf'k lkYost dh jkf'k ?kVkdj vFkok ;fn chek/kkjh lkYost chek dks okil djrk gS rks mDr vuqlkj gh {kfriwfrZ jkf'k vnk dh tkrh gS] ;fn okgu dk mi;ksx chek ikWfylh dh 'krksZa ds vuqlkj ik;k tkrk gS rHkh {kfriwfrZ nh tk ldrh gSA mRrjoknh@ifjoknh dks vf/kdre 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ dk Hkqxrku djrhA mRrjoknh@ifjoknh us lkYost Lo;a j[kus vkSj laiw.kZ jkf'k esa ls 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ ?kVkdj izkIr djus dk vkosnu fn;k gS ijUrq tc chek daiuh us vUos"kd ih;w"k frokjh ds }kjk MªkbZfOgax ykbZlal s dh tkap djok;k rks ;g ik;k x;k fd okgu pkyd ccyw ds ikl LMV-HGV okgu pykus dk ykbZlsal FkkA vihykFkhZ@vukosnd ba';ksjsal daiuh us {ks=h; ifjogu vf/kdkjh txnyiqj ls tkudkjh pkgk rc ;g tkudkjh izkIr gqbZ fd okgu ,Ecqysal (Tata 407/31 EURO) ds pkyd ds ikl gYdk ifjogu ;ku LTV dk yk;lsl a gksuk pkfg, vkSj mDr okgu dks LMV+HGV ykbZlsal /kkjd ugha pyk ldrk gSA mDr fjiksVZ vUos"kd Jh ,-ds- nhf{kr us vius i= fnukad&05-09-2011 ds ek/;e ls vihykFkhZ@vukosnd ba';ksjsal daiuh dks izsf"kr fd;k Fkk vkSj bl izd kj nq?kZVuk fnukad dks okgu pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlal s ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gS vkSj blfy, vihykFkhZ@ vukosnd ba';ksjsal daiuh us mfpr :i ls nkok vLohdkj fd;k gSA mRrjoknh@ifjoknh dk ifjokn fujLr fd;s tkus ;ksX; gSA // 5 // 04- mHk;i{kksa dh vksj ls izLrqr nLrkostksa ds ifj'khyu i'pkr~~ ftyk Qksje us mRrjoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, mij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gSA 05- vihykFkhZ@vukosnd ba';ksjsl a daiuh dh vksj ls milatkr gksus okys vf/koDrk Jh ih- ds- ikWy dk ;g rdZ gS fd mRrjoknh@ifjoknh us tks vuqrks"k pkgk gS og ?kVuk fnukad&16-09-2010 ls lacaf/kr gS vkSj fnukad&16-09-2010 dh nq?kZVuk ?kfVr gqbZ Fkh mlesa rhu O;fDr;ksa dh e`R;q gqbZ gS vkSj bl rF; dks mRrjoknh@ifjoknh }kjk fNik;k x;k gS rFkk fnukad&16-09-2010 dh ?kVuk ls lacfa /kr izFke lwpuk&i= izLrqr ugha fd;k x;k gS vkSj mRrjoknh@ifjoknh dks tks {kfriwfrZ fnyk;k x;k gS og fnukad& 17-09-2010 dh ?kVuk ds lac/a k esa gS tc fd mRrjoknh@ifjoknh us fnukad&17-09-2010 dh ?kVuk ds lac/a k esa dksbZ vuqrks"k dh ekax ugha fd;k gS vkSj bl izdkj mRrjoknh@ifjoknh dks okLro esa D;k {kfr gqbZ gS ;g mRrjoknh@ifjoknh lkfcr ugha dj ldk gSA Jh ih- ds- ikWy vf/koDrk dk ;g Hkh rdZ gS fd dfFkr okgu ,acqys al okgu Fkk vkSj okgu pkyd ccyw ds ikl ,acqysal okgu pykus dk dksbZ ykbZlasl ugha FkkA nq?kZVuk ds le; MªkbZOgj ccyw ds ikl LMV okgu pykus dk ykbZlsal Fkk rFkk tu lwpuk vf/kdkjh] {ks=h; ifjogu vf/kdkjh ls izkIr lwpuk ds vuqlkj ;g Li"V gS fd ,acqysl a dks og O;fDr ugha pyk ldrk ftlds ikl LMV-HGV ykbZlasl gS tcfd ,acqysl ds fy, gYdk ifjogu ;ku LTV dk ykbZlsal gksuk pkfg, rFkk LMV+HGV ykbZlsal/kkjh pkyd mDr okgu dks pykus ds fy, l{ke ugha gS vkSj bl izdkj mRrjoknh@ifjoknh }kjk chek 'krksZa dk mYya?ku fd;k x;k gSA Jh ikWy vf/koDrk dk ;g Hkh rdZ gS fd eksVj OghdYl ,DV] 1988] esa tks la'kks/ku gqvk gS mlds i'pkr~~ SO-451(E) fnukad&19-06-1992 ds }kjk eksVj // 6 // OghdYl ,DV] 1988] esa la'kks/ku dj vf/klwpuk tkjh fd;k x;k gS vkSj ftlds vuqlkj VªkaliksVZ Oghdy esa ,acqysl a 'kkfey gS vkSj blfy, ,acqysl a ds fy, i`Fkd ls MªkbZfOgax ykbZlasl dh vko';drk gS ;k mldk i`"Bkadu gksuk vko';d gS tc fd mRrjoknh@ifjoknh ds okgu pkyd ds ikl bl izdkj dk dksbZ MªkbZfOgax ykbZlasl nq?kZVuk fnukad dks ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj ls {kfriwfrZ ikus dk vf/kdkjh ugha gSA 06- vihykFkhZ@vukosnd ba';ksjsal daiuh dh vksj ls Reginal Manager, Oriental Insurance Co. Ltd. & Another Vs. Pramod Kumar Nahak 2013 (I) C.G.L.J. 1 (Chhattisgarh), Amit Kumar & Anr. Vs. New India Assurance Co. Ltd. & Anr. I (2012) CPJ 256 (NC), NRrhlx<+ jkT; vk;ksx ds vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011, Keshav Natu Mahatre Vs. New India Assurance Co. Ltd. & Others IV (2011) CPJ 135 (NC) rFkk Revision Pitition No. 2292/2006 Order Dated 13.11.2006 Manoj Agrawal Vs. Bajaj Allianz Genral Insurance Co.dk voyacu fy;k gSA 07- mRrjoknh@ifjoknh dh vksj ls milatkr gksus okys vf/koDrk Jh Mh- ds- FkokbZr dk ;g rdZ gS fd mRrjoknh@ifjoknh us ?kVuk fnukad&16-09-2010 dh fjiksVZ Fkkus esa fd;k Fkk vkSj okgu nq?kZVukxzLr gks xbZ Fkh vkSj VªsfQd izHkkfor gks jgk Fkk blfy, iz'kklu ds vkns'k ls okgu dks gVok;k x;k Fkk vkSj vKkr yksxksa us ml ij vkx yxk fn;k // 7 // ftldh fjiksVZ Fkkuk fdjUnqy esa fnukad&17-09-2010 dks gh fd;k x;k Fkk vkSj mDr izFke lwpuk&i= esa iwoZ nq?kZVuk dk mYys[k fd;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa fnukad&16- 09-2010 ds nq?kZVuk dh lwpuk feyus ds rF; dks Lohdkj fd;k gS vkSj blls Li"V gS fd okgu nq?kZVukxzLr gqvk Fkk vkSj pwfa d okgu pykus dh fLFkfr esa ugha Fkk blfy, okgu dks NksMk+ x;k Fkk] ;fn okgu pykus yk;d fLFkfr esa gksrk rks iqfyl Fkkus esa fjiksVZ djus ds ckn iqfyl }kjk tIrh dk;Zokgh dh xbZ gksrh vkSj blls Li"V gS fd okgu Fkkus rd ykus dh fLFkfr esa ugha Fkk vkSj vkokxeu ckf/kr gks jgk Fkk blfy, iz'kklu ds }kjk NRrhlx<+ Dyc ds fdukjs [kM+h dj nh xbZ Fkh vkSj tc jkf= esa vKkr O;fDr;ksa us vkx yxk dj {kfr dkfjr fd;k gS ftldh Hkh lwpuk vihykFkhZ@vukosnd ba';ksjsl a daiuh dks nh xbZ FkhA Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd Hkys gh ifjokn&i= esa fnukad&17-09-2010 dk Li"V mYys[k ugha gS ijUrq ifjokn&i= esa Li"V mYys[k gS fd fnukad&17-09- 2010 vkSj fnukad&16-09-2010 dh fjiksVZ Fkkuk fdjUnqy esa dh xbZ Fkh vkSj blds laca/k esa fnukad&21-09-2010 dks ba';ksjsl a daiuh ds ikl nkok izLrqr fd;k x;k Fkk vkSj ba';ksjsal daiuh us blh vk/kkj ij losZ;j fu;qDr fd;k FkkA ,slh fLFkfr esa vihykFkhZ@vukosnd ba';ksjsal daiuh dk ;g dFku fd ?kVuk fnukad&17-09-2010 ds laca/k esa dksbZ vuqrks"k ugha pkgk gS] Lohdkj ;ksX; ugha gSA 08- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd okgu pkyd ds ikl LMV ,oa HGV okgu pykus dk MªkbZfOgax ykbZlasl Fkk vkSj tks O;fDr Hkkjh eky okgu (HGV) pykus ds fy, ykbZlsal /kkj.k djrk gS og gYdk eksVj ;ku (LTV) pykus ds fy, vf/kd`r gS vkSj dsoy bl dkj.k ls fd // 8 // okgu ,acqysl ds :i esa py jgk Fkk] ;g ugha dgk tk ldrk fd pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlsal ugha FkkA 09- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd eksVj Oghdy ,DV] 1988] esa o"kZ 1994 esa la'kks/ku fd;k x;k gS vkSj ftlesa VªkaliksVZ OghdYl esa jksM jksyj vkSj fofufnZ"V izdkj ds eksVj ;ku dks izfrLFkkfir fd; x;k gS vkSj ,slh fLFkfr esa tks Hkkjh eky okgu pykus ds fy, ykbZlsl a j[krk gS og fofufnZ"V izdkj ds okgu dks Hkh pyk ldrk gS vkSj ,slh fLFkfr esa okgu pkyd ccyw ds ikl ,acqysal pykus ds fy, oS/k ,oa izHkkoh ykbZlal s Fkk rFkk ftyk Qksje us tks vkns'k ikfjr fd;k gS og iw.kZr% mfpr gS vkSj mlesa fdlh izdkj ls gLr{ksi dh vko';drk ugha gSA vr% vihykFkhZ@ vukosnd ba';ksjsal daiuh dh vihy fujLr fd;k tkosA 10- mRrjoknh@ifjoknh dh vksj ls Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013, ,l- b;~~;iu fo:} ;wukbVsM bf.M;k ba';ksjsUl da- fy- ,oa ,d vU; 2013 ¼3½ ,lhlhMh 1337 ¼mPpre U;k;ky;½ ,oa Bajaj Alliance General Insurance Co. Ltd. Vs. Ashok Kumar Dhruv 2013 (3) C.G.L.J. 332 ds U;k; n`"Vkar dk voyacu fy;k gSA 11- bl izdj.k esa geus mHk;i{k ds fo}ku vf/koDrkvksa dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k dk ifj'khyu fd;kA // 9 // 12- bl izdj.k esa vihykFkhZ@vukosnd ba';ksjsal daiuh us vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 dk voyacu fy;k gS ijUrq ekuuh; jk"Vªh; vk;ksx }kjk Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013 ds }kjk bl vk;ksx }kjk ikfjr vkns'k dks fujLr dj fn;k gS vkSj ftyk Qksje }kjk ikfjr vkns'k dh iqf"V fd;k gSA QyLo:i vihykFkhZ@vukosnd ba';ksjsl a daiuh us tks Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 okys U;k; n``"Vkar dk voyacu fy;k gS og ekuuh; jk"Vªh; vk;ksx }kjk fujLr dj fn;k x;k gSA 13- ifjokn&i= ds ifj'khyu ls ;g izdV gksrk gS fd mRrjoknh@ ifjoknh us vius ifjokn&i= esa ?kVuk ds lac/a k esa nks frfFk dk mYys[k fd;k gS ftlesa ,d frfFk&16-09-2010 ,oa nwljh frfFk&17-09-2011 vafdr dj fn;k gS ijUrq tks izFke lwpuk&i= dzekad&66@2010 fnukad&17-09- 2010 izLrqr fd;k x;k gS mlesa okgu esa vkx yxus dh ?kVuk fnukad&17-09-2010 crk;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsal daiuh us Hkh vius fyf[kr dFku esa fnukad&17-09-2010 ds ?kVuk dh lwpuk izkIr gksus ds lac/a k esa Lohdkj fd;k gS vkSj blls ,slk izrhr gksrk gS fd Vad.k =qfVo'k fnukad&17-09-2010 dh txg fnukad&17-09-2011 Vafdr gks x;k gSA // 10 // 14- vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa Lohdkj fd;k gS fd mlus iwoZ esa Jh lrh'k dkR;k;u dks ,oa rRi'pkr~~ Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa fu;qDr fd;k Fkk rFkk losZ;j ,oa ykWl vlslj Jh lh- ,e- 'kekZ us vius losZ;j fjiksVZ nLrkost dzekad&7 lh izLrqr fd;k gS ftlesa {kfr dk ewY;kadu 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ fd;k gS vkSj lkYost dk ewY;kadu 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ fd;k gS vkSj lkYost ykWl csfll ds vk/kkj ij 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfr dk vkadyu fd;k gSA 15- In the case of The New India Assurance Co. Ltd. Through its Assistant Manager, Vidhi Prakosth v Vinay Kumar Pandey, 2014 (1) CPR 5 (NC), Hon'ble National Commission observed thus :-
State Consumer Disputes Redressal Commission Cites 0 - Cited by 3 - Full Document

Bajaj Allianz General Insurance ... vs Ashok Kumar And Others on 17 February, 2010

le{k% ekuuh; U;k;ewfrZ Jh vkj- ,l-'kekZ] v/;{k ekuuh; lqJh ghuk BDdj] lnL;k i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh ih- ds- ikWy] vf/koDrkA mRrjoknh dh vksj ls Jh Mh- ds- FkokbZr] vf/koDrkA vkns'k fnukad% 26@03@2014 }kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@vukosnd ba';ksjsal daiuh us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds izko/kku ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] nf{k.k cLrj nUrsokM+k ¼N-x-½ ¼ftls vkxs laf{kIr esa **ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad& 03@2012 esa ikfjr vkns'k fnukad&03-06-2013 ftlds }kjk mRrjkoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, ;g vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks 30 fnu ds vanj // 2 // dqy&2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfriwfrZ jkf'k nq?kZVuk fnukad&17-09-2010 ls jde vnk;xh fnukad rd 7-5 izfr'kr okf"kZd C;kt lfgr vnk djsA lkFk esa ;g Hkh vknsf'kr fd;k gS fd fojks/kh i{k] ifjoknh dks ekufld {kfriwfrZ ds en esa 10]000@&¼nl gtkj :i;s½] vf/koDrk 'kqYd ,oa okn O;; ds :i esa 5]000@&¼ikap gtkj :i;s½ Hkh 30 fnu ds Hkhrj Hkqxrku djs] ls nqf[kr gksdj izLrqr fd;k gSA 02- mRrjoknh@ifjoknh dk ifjokn laf{kIr esa bl izdkj gS fd mRrjoknh@ifjoknh okgu dzeakd&CG18G/0563 dk iathd`r Lokeh gS vkSj mDr okgu vihykFkhZ@vukosnd ba';ksjsl a daiuh ds ikl fnukad&10- 03-2010 ls ysdj fnukad&09-03-2011 rd dh vof/k ds fy, chfer Fkk vkSj mldk chfer ewY; 4]00]000@&¼pkj yk[k :i;s½ FkkA fnukad&16-09- 2010 ,oa 17-09-2010 dks tks nq?kZVuk dkfjr gqbZ Fkh mlds laca/k esa Fkkuk fdjUnqy] ftyk&narsokM+k esa izFke lwpuk&i= ntZ djk;k x;k Fkk vkSj ftlls okgu dks {kfr dkfjr gqbZ Fkh rFkk mRrjoknh@ifjoknh us fnukad&21-09-2010 dks vihykFkhZ@vukosnd ba';ksjsal daiuh ds ikl Dyse izLrqr fd;k Fkk ijUrq yxHkx 01 o"kZ 03 ekg rd dksbZ dk;Zokgh ugha dh xbZ] bl ij mRrjoknh@ifjoknh us vihykFkhZ@vukosnd dks jftLVMZ iksLV ls uksfVl izsf"kr fd;k FkkA nq?kZVuk fnukad&16-09-2010 dks okgu nq?kZVukxzLr gks x;k Fkk vkSj blfy, okgu NRrhlx<+ Dyc ds lkeus lM+d ds fdukjs [kM+h FkhA fnukad&16-09-2010 ,oa 17-09-2010 dh njE;kuh jkr esa vKkr O;fDr;ksa us okgu esa vkx yxk fn;k vkSj ftlds dkj.k ls okgu iw.kZr% {kfrxzLr gks x;k Fkk vkSj ftldh lwpuk Hkh mRrjoknh@ifjoknh }kjk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nh xbZ Fkh ijUrq vihykFkhZ@vukosnd ba';ksjsal daiuh }kjk fdlh izdkj dh {kfriwfrZ dh jkf'k mRrjoknh@ifjoknh dks ugha fn;k x;k blfy, ifjokn // 3 // ykus dh vko';drk iM+h gSA vr% mRrjoknh@ifjoknh dks vihykFkhZ@ vukosnd ba';ksjl sa daiuh ls dqy {kfriwfrZ 4]00]000@&¼pkj yk[k :i;s½ fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls {kfriwfrZ jkf'k izkIr djus ds fnukad rd nkok jkf'k ij 12 izfr'kr okf"kZd C;kt fnykbZ tkos vkSj nq?kZVuk fnukad&16-09-2010 ls rhu ekg ckn ls ,Ecqysl a O;olk; ls gqbZ {kfr jkf'k&75]000@&¼ipgRrj gtkj :i;s½ fnykbZ tkosA 03- vihykFkhZ@vukosnd ba';ksjsl a daiuh us fyf[kr dFku izLrqr dj vfHkopu fd;k gS fd okgu dzekad&CG18G/0563 fnukad&16-09-2010 ,oa 17-09-2010 dks nq?kZVukxzLr ugha gqbZ FkhA okgu pkyd ccyw us okgu dks fnukad&16-09-2010 dks ykijokghiwoZd pyk;k Fkk vkSj jkf= 10-00 cts ds yxHkx nq?kZVuk dkfjr fd;k ftlls ikap yksxksa dks pksaVsa vkbZ vkSj ftuesa ls rhu yksxksa dh e`R;q gks xbZ gS vkSj ftlds dkj.k vKkr yksxksa us mDr okgu esa vkx yxk fn;s Fks tks fd nq?kZVuk fnukad&16-09-2010 ds ifj.kke Lo:i fnukad&17-09-2010 dks ?kfVr gqbZ Fkh rFkk mRrjoknh@ ifjoknh us okgu dks vlqjf{kr voLFkk esa NksM+ fn;k Fkk vkSj fnukad&17- 09-2010 dks ?kfVr ?kVuk mRrjoknh@ifjoknh dh ykijokgh ds dkj.k ?kfVr gqbZ gSA mRrjoknh@ifjoknh us fnukad&16-09-2010 ds ?kVuk dh lwpuk vihykFkhZ@vukosnd ba';ksjsal daiuh dks nwjHkk"k ij fnukad&17-09- 2010 dks lqcg 8-30 cts fn;k Fkk vkSj chek daiuh dk;kZy; dks fyf[kr esa lwpuk fn;k rc fnukad&17-09-2010 dks gh chek daiuh }kjk Jh lrh'k dkR;k;u dks losZ;j ,oa ykWl vlslj fu;qDr fd;k x;k ftUgksaus LFky fujh{k.k dj viuh fjiksVZ fnukad&24-09-2010 dks chek daiuh dks fn;k Fkk vkSj blds i'pkr~~ mRrjoknh@ifjoknh }kjk eksVj nkok izi= vko';d nLrkost] iath;u iqfLrdk] pkyd ykbZlasl] bLVhesV vkfn izLrqr fd;k Fkk vkSj bl ij ls Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa // 4 // fu;qDr fd;k x;k vkSj ftUgksua s okgu dk lw{; voyksdu dj 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ dh {kfr dk vkadyu dj fnukad&17-01-2011 dks fjiksVZ izLrqr fd;k Fkk vkSj ftlesa Jh 'kekZ us mDr okgu ds lkYost dh dher&1]50]000@&¼,d yk[k ipkl gtkj :i;s½ vkadyu fd;k gSA ,slh fLFkfr esa losZ;j }kjk vkadyu dh xbZ {kfriwfrZ dh jkf'k lkYost dh jkf'k ?kVkdj vFkok ;fn chek/kkjh lkYost chek dks okil djrk gS rks mDr vuqlkj gh {kfriwfrZ jkf'k vnk dh tkrh gS] ;fn okgu dk mi;ksx chek ikWfylh dh 'krksZa ds vuqlkj ik;k tkrk gS rHkh {kfriwfrZ nh tk ldrh gSA mRrjoknh@ifjoknh dks vf/kdre 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ dk Hkqxrku djrhA mRrjoknh@ifjoknh us lkYost Lo;a j[kus vkSj laiw.kZ jkf'k esa ls 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ ?kVkdj izkIr djus dk vkosnu fn;k gS ijUrq tc chek daiuh us vUos"kd ih;w"k frokjh ds }kjk MªkbZfOgax ykbZlal s dh tkap djok;k rks ;g ik;k x;k fd okgu pkyd ccyw ds ikl LMV-HGV okgu pykus dk ykbZlsal FkkA vihykFkhZ@vukosnd ba';ksjsal daiuh us {ks=h; ifjogu vf/kdkjh txnyiqj ls tkudkjh pkgk rc ;g tkudkjh izkIr gqbZ fd okgu ,Ecqysal (Tata 407/31 EURO) ds pkyd ds ikl gYdk ifjogu ;ku LTV dk yk;lsl a gksuk pkfg, vkSj mDr okgu dks LMV+HGV ykbZlsal /kkjd ugha pyk ldrk gSA mDr fjiksVZ vUos"kd Jh ,-ds- nhf{kr us vius i= fnukad&05-09-2011 ds ek/;e ls vihykFkhZ@vukosnd ba';ksjsal daiuh dks izsf"kr fd;k Fkk vkSj bl izd kj nq?kZVuk fnukad dks okgu pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlal s ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gS vkSj blfy, vihykFkhZ@ vukosnd ba';ksjsal daiuh us mfpr :i ls nkok vLohdkj fd;k gSA mRrjoknh@ifjoknh dk ifjokn fujLr fd;s tkus ;ksX; gSA // 5 // 04- mHk;i{kksa dh vksj ls izLrqr nLrkostksa ds ifj'khyu i'pkr~~ ftyk Qksje us mRrjoknh@ifjoknh dk ifjokn vkaf'kd :i ls Lohdkj djrs gq, mij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gSA 05- vihykFkhZ@vukosnd ba';ksjsl a daiuh dh vksj ls milatkr gksus okys vf/koDrk Jh ih- ds- ikWy dk ;g rdZ gS fd mRrjoknh@ifjoknh us tks vuqrks"k pkgk gS og ?kVuk fnukad&16-09-2010 ls lacaf/kr gS vkSj fnukad&16-09-2010 dh nq?kZVuk ?kfVr gqbZ Fkh mlesa rhu O;fDr;ksa dh e`R;q gqbZ gS vkSj bl rF; dks mRrjoknh@ifjoknh }kjk fNik;k x;k gS rFkk fnukad&16-09-2010 dh ?kVuk ls lacfa /kr izFke lwpuk&i= izLrqr ugha fd;k x;k gS vkSj mRrjoknh@ifjoknh dks tks {kfriwfrZ fnyk;k x;k gS og fnukad& 17-09-2010 dh ?kVuk ds lac/a k esa gS tc fd mRrjoknh@ifjoknh us fnukad&17-09-2010 dh ?kVuk ds lac/a k esa dksbZ vuqrks"k dh ekax ugha fd;k gS vkSj bl izdkj mRrjoknh@ifjoknh dks okLro esa D;k {kfr gqbZ gS ;g mRrjoknh@ifjoknh lkfcr ugha dj ldk gSA Jh ih- ds- ikWy vf/koDrk dk ;g Hkh rdZ gS fd dfFkr okgu ,acqys al okgu Fkk vkSj okgu pkyd ccyw ds ikl ,acqysal okgu pykus dk dksbZ ykbZlasl ugha FkkA nq?kZVuk ds le; MªkbZOgj ccyw ds ikl LMV okgu pykus dk ykbZlsal Fkk rFkk tu lwpuk vf/kdkjh] {ks=h; ifjogu vf/kdkjh ls izkIr lwpuk ds vuqlkj ;g Li"V gS fd ,acqysl a dks og O;fDr ugha pyk ldrk ftlds ikl LMV-HGV ykbZlasl gS tcfd ,acqysl ds fy, gYdk ifjogu ;ku LTV dk ykbZlsal gksuk pkfg, rFkk LMV+HGV ykbZlsal/kkjh pkyd mDr okgu dks pykus ds fy, l{ke ugha gS vkSj bl izdkj mRrjoknh@ifjoknh }kjk chek 'krksZa dk mYya?ku fd;k x;k gSA Jh ikWy vf/koDrk dk ;g Hkh rdZ gS fd eksVj OghdYl ,DV] 1988] esa tks la'kks/ku gqvk gS mlds i'pkr~~ SO-451(E) fnukad&19-06-1992 ds }kjk eksVj // 6 // OghdYl ,DV] 1988] esa la'kks/ku dj vf/klwpuk tkjh fd;k x;k gS vkSj ftlds vuqlkj VªkaliksVZ Oghdy esa ,acqysl a 'kkfey gS vkSj blfy, ,acqysl a ds fy, i`Fkd ls MªkbZfOgax ykbZlasl dh vko';drk gS ;k mldk i`"Bkadu gksuk vko';d gS tc fd mRrjoknh@ifjoknh ds okgu pkyd ds ikl bl izdkj dk dksbZ MªkbZfOgax ykbZlasl nq?kZVuk fnukad dks ugha FkkA QyLo:i mRrjoknh@ifjoknh fdlh izdkj ls {kfriwfrZ ikus dk vf/kdkjh ugha gSA 06- vihykFkhZ@vukosnd ba';ksjsal daiuh dh vksj ls Reginal Manager, Oriental Insurance Co. Ltd. & Another Vs. Pramod Kumar Nahak 2013 (I) C.G.L.J. 1 (Chhattisgarh), Amit Kumar & Anr. Vs. New India Assurance Co. Ltd. & Anr. I (2012) CPJ 256 (NC), NRrhlx<+ jkT; vk;ksx ds vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011, Keshav Natu Mahatre Vs. New India Assurance Co. Ltd. & Others IV (2011) CPJ 135 (NC) rFkk Revision Pitition No. 2292/2006 Order Dated 13.11.2006 Manoj Agrawal Vs. Bajaj Allianz Genral Insurance Co.dk voyacu fy;k gSA 07- mRrjoknh@ifjoknh dh vksj ls milatkr gksus okys vf/koDrk Jh Mh- ds- FkokbZr dk ;g rdZ gS fd mRrjoknh@ifjoknh us ?kVuk fnukad&16-09-2010 dh fjiksVZ Fkkus esa fd;k Fkk vkSj okgu nq?kZVukxzLr gks xbZ Fkh vkSj VªsfQd izHkkfor gks jgk Fkk blfy, iz'kklu ds vkns'k ls okgu dks gVok;k x;k Fkk vkSj vKkr yksxksa us ml ij vkx yxk fn;k // 7 // ftldh fjiksVZ Fkkuk fdjUnqy esa fnukad&17-09-2010 dks gh fd;k x;k Fkk vkSj mDr izFke lwpuk&i= esa iwoZ nq?kZVuk dk mYys[k fd;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa fnukad&16- 09-2010 ds nq?kZVuk dh lwpuk feyus ds rF; dks Lohdkj fd;k gS vkSj blls Li"V gS fd okgu nq?kZVukxzLr gqvk Fkk vkSj pwfa d okgu pykus dh fLFkfr esa ugha Fkk blfy, okgu dks NksMk+ x;k Fkk] ;fn okgu pykus yk;d fLFkfr esa gksrk rks iqfyl Fkkus esa fjiksVZ djus ds ckn iqfyl }kjk tIrh dk;Zokgh dh xbZ gksrh vkSj blls Li"V gS fd okgu Fkkus rd ykus dh fLFkfr esa ugha Fkk vkSj vkokxeu ckf/kr gks jgk Fkk blfy, iz'kklu ds }kjk NRrhlx<+ Dyc ds fdukjs [kM+h dj nh xbZ Fkh vkSj tc jkf= esa vKkr O;fDr;ksa us vkx yxk dj {kfr dkfjr fd;k gS ftldh Hkh lwpuk vihykFkhZ@vukosnd ba';ksjsl a daiuh dks nh xbZ FkhA Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd Hkys gh ifjokn&i= esa fnukad&17-09-2010 dk Li"V mYys[k ugha gS ijUrq ifjokn&i= esa Li"V mYys[k gS fd fnukad&17-09- 2010 vkSj fnukad&16-09-2010 dh fjiksVZ Fkkuk fdjUnqy esa dh xbZ Fkh vkSj blds laca/k esa fnukad&21-09-2010 dks ba';ksjsl a daiuh ds ikl nkok izLrqr fd;k x;k Fkk vkSj ba';ksjsal daiuh us blh vk/kkj ij losZ;j fu;qDr fd;k FkkA ,slh fLFkfr esa vihykFkhZ@vukosnd ba';ksjsal daiuh dk ;g dFku fd ?kVuk fnukad&17-09-2010 ds laca/k esa dksbZ vuqrks"k ugha pkgk gS] Lohdkj ;ksX; ugha gSA 08- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd okgu pkyd ds ikl LMV ,oa HGV okgu pykus dk MªkbZfOgax ykbZlasl Fkk vkSj tks O;fDr Hkkjh eky okgu (HGV) pykus ds fy, ykbZlsal /kkj.k djrk gS og gYdk eksVj ;ku (LTV) pykus ds fy, vf/kd`r gS vkSj dsoy bl dkj.k ls fd // 8 // okgu ,acqysl ds :i esa py jgk Fkk] ;g ugha dgk tk ldrk fd pkyd ccyw ds ikl oS/k ,oa izHkkoh MªkbZfOgax ykbZlsal ugha FkkA 09- Jh FkokbZr vf/koDrk dk ;g Hkh rdZ gS fd eksVj Oghdy ,DV] 1988] esa o"kZ 1994 esa la'kks/ku fd;k x;k gS vkSj ftlesa VªkaliksVZ OghdYl esa jksM jksyj vkSj fofufnZ"V izdkj ds eksVj ;ku dks izfrLFkkfir fd; x;k gS vkSj ,slh fLFkfr esa tks Hkkjh eky okgu pykus ds fy, ykbZlsl a j[krk gS og fofufnZ"V izdkj ds okgu dks Hkh pyk ldrk gS vkSj ,slh fLFkfr esa okgu pkyd ccyw ds ikl ,acqysal pykus ds fy, oS/k ,oa izHkkoh ykbZlal s Fkk rFkk ftyk Qksje us tks vkns'k ikfjr fd;k gS og iw.kZr% mfpr gS vkSj mlesa fdlh izdkj ls gLr{ksi dh vko';drk ugha gSA vr% vihykFkhZ@ vukosnd ba';ksjsal daiuh dh vihy fujLr fd;k tkosA 10- mRrjoknh@ifjoknh dh vksj ls Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013, ,l- b;~~;iu fo:} ;wukbVsM bf.M;k ba';ksjsUl da- fy- ,oa ,d vU; 2013 ¼3½ ,lhlhMh 1337 ¼mPpre U;k;ky;½ ,oa Bajaj Alliance General Insurance Co. Ltd. Vs. Ashok Kumar Dhruv 2013 (3) C.G.L.J. 332 ds U;k; n`"Vkar dk voyacu fy;k gSA 11- bl izdj.k esa geus mHk;i{k ds fo}ku vf/koDrkvksa dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k dk ifj'khyu fd;kA // 9 // 12- bl izdj.k esa vihykFkhZ@vukosnd ba';ksjsal daiuh us vihy dzekad&651/2010 Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 dk voyacu fy;k gS ijUrq ekuuh; jk"Vªh; vk;ksx }kjk Revision Petition No. 2501/2011 Shivalaya Ispat & Power Pvt. Ltd. Vs. Bajaj Allianz General Insurance Co. Ltd. & Others Order Dated 21.08.2013 ds }kjk bl vk;ksx }kjk ikfjr vkns'k dks fujLr dj fn;k gS vkSj ftyk Qksje }kjk ikfjr vkns'k dh iqf"V fd;k gSA QyLo:i vihykFkhZ@vukosnd ba';ksjsl a daiuh us tks Bajaj Allianz General Insurance Co. Ltd. & Other Vs. Shivalaya Ispat & Power Pvt. Ltd. Order Dated 26.04.2011 okys U;k; n``"Vkar dk voyacu fy;k gS og ekuuh; jk"Vªh; vk;ksx }kjk fujLr dj fn;k x;k gSA 13- ifjokn&i= ds ifj'khyu ls ;g izdV gksrk gS fd mRrjoknh@ ifjoknh us vius ifjokn&i= esa ?kVuk ds lac/a k esa nks frfFk dk mYys[k fd;k gS ftlesa ,d frfFk&16-09-2010 ,oa nwljh frfFk&17-09-2011 vafdr dj fn;k gS ijUrq tks izFke lwpuk&i= dzekad&66@2010 fnukad&17-09- 2010 izLrqr fd;k x;k gS mlesa okgu esa vkx yxus dh ?kVuk fnukad&17-09-2010 crk;k x;k gS rFkk vihykFkhZ@vukosnd ba';ksjsal daiuh us Hkh vius fyf[kr dFku esa fnukad&17-09-2010 ds ?kVuk dh lwpuk izkIr gksus ds lac/a k esa Lohdkj fd;k gS vkSj blls ,slk izrhr gksrk gS fd Vad.k =qfVo'k fnukad&17-09-2010 dh txg fnukad&17-09-2011 Vafdr gks x;k gSA // 10 // 14- vihykFkhZ@vukosnd ba';ksjsl a daiuh us vius fyf[kr dFku esa Lohdkj fd;k gS fd mlus iwoZ esa Jh lrh'k dkR;k;u dks ,oa rRi'pkr~~ Jh lh- ,e- 'kekZ dks losZ;j ,oa ykWl vlslj ds :i esa fu;qDr fd;k Fkk rFkk losZ;j ,oa ykWl vlslj Jh lh- ,e- 'kekZ us vius losZ;j fjiksVZ nLrkost dzekad&7 lh izLrqr fd;k gS ftlesa {kfr dk ewY;kadu 3]98]000@&¼rhu yk[k vaBkucs gtkj :i;s½ fd;k gS vkSj lkYost dk ewY;kadu 1]50]000@&¼,d yk[k ipkl gtkj :i;s½ fd;k gS vkSj lkYost ykWl csfll ds vk/kkj ij 2]48]000@&¼nks yk[k vM+rkyhl gtkj :i;s½ {kfr dk vkadyu fd;k gSA 15- In the case of The New India Assurance Co. Ltd. Through its Assistant Manager, Vidhi Prakosth v Vinay Kumar Pandey, 2014 (1) CPR 5 (NC), Hon'ble National Commission observed thus :-
Punjab-Haryana High Court Cites 0 - Cited by 6 - R Bindal - Full Document
1