Lakhmi Chand vs Reliance General Insurance on 7 January, 2016
However, considering the decision of the Hon'ble Supreme Court in Lakhmi Chand (supra), which has not been considered in any of the above referred decisions of this Commission all of them having been rendered before Lakhmi Chand (supra). I am inclined to hold that unless it may be proved that unless a nexus between the overloading of the truck and accident in which the goods were damaged is proved, repudiation of the claim as a whole was not justified.