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settlement of fire claim; and details of fire basic perils covered under STFI policy with its specific exclusions. 2. The CPIO vide letter dated ... point 3 the appellant was informed that there was no such STFI Policy, however, they have the Standard Fire and Special Perils Policy, which consists

machine; the floater risk involved in the policy and the meaning of STFI; the basis on which the company accepts the insurance of JCB machine