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) Smt. Nirmala W/O Sh. Ram Charan vs ) Sh. Jasbir Singh (Driver) on 4 October, 2010

Admittedly tractor was being driven along with trolley which was attached to it. Punjab & Haryana High Court in United India Insurance Co. Ltd. vs. Surinder 2006 ACJ 1285 held that tractor itself is not able to carry any load without any trolley so trolley attached to the tractor is to be treated as part of tractor and deem to be covered under the insurance policy.
Delhi District Court Cites 10 - Cited by 0 - Full Document

Vijay Kumar Dahiya vs Sachin Garg And Others on 19 May, 2023

In cases like the present one, where it appears that the injured may be earning more than minimum wages some guess work is also permissible (United India Insurance Company Ltd vs Satinder Kaur (2011) 11 SCC 780). Therefore in the overall facts and circumstances of the case, the notional income of the petitioner is fixed as Rs.20,000/- for the purpose of assessment of his income in this case which he has proved to be his income from his job. His hospitalization was for around six days. The petitioner has stated that he was unable to work for around one year but again there is no evidence to support this. But it is not difficult to presume that in case of fracture he must have been disabled from work for a least three months as this would have been the minimum time to heel his wound. Therefore, I award Rs.20,000/-(20,000x3) as compensation under this head. Therefore, his loss of income for three months is calculated as Rs.60,000/-.
Delhi District Court Cites 9 - Cited by 0 - Full Document

United India Insurance Company Limited vs Anita Singhal And Others on 3 June, 2011

4. There are several judgments of various Courts which have examined the liability of the Insurer for accidents involving trailers even when no independent premium had been paid for the trailer. A later judgment of this Court in "United India Insurance v. Surinder and others, 2006 ACJ 1285" held, in relation to a tractor, which was insured comprehensively for agricultural purposes, that a tractor being not designed to carry any load without equipment to mean that an accident caused by even a trailer attached to a tractor would make the insurer liable, no matter that premium for trailer has been paid or not.
Punjab-Haryana High Court Cites 11 - Cited by 0 - K Kannan - Full Document
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