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Iffco Tokio General Insurance Co.Ltd vs Heeraman And Ors. 56 Mac/460/2012 ... on 13 February, 2018

32. The disability certificate(Ex. PW3/A) of injured would reveal that he had suffered 26% permanent disability in relation to his right upper and lower limb. It is mentioned therein that his case was that of post traumatic stiffness of right ankle and elbow joint. It is relevant to note that the petitioner was doing private job of Sales Manager at the time of accident, which necessarily involves field visits and travelling on day to day basis. Thus, it would not be possible for him to continue with the said avocation or to engage himself in any kind of avocation which requires movement of his right upper and lower limbs. It is also relevant to note that in the absence of any evidence to the contrary being brought on record during the course of inquiry, it is presumed that the claimant is right handed person. He is shown to have sustained permanent physical impairment in his right upper limb apart from right lower limb. Keeping in view the overall facts and circumstances of the case including the nature of injuries sustained by petitioner and his nature of work at the time of accident, his functional disability is taken as 26% with regard to whole body. (Reliance placed on "IFFCO Tokio General Insurance Company Limited Vs. Arjun & Ors.", MAC APP.
Chattisgarh High Court Cites 3 - Cited by 55 - P S Koshy - Full Document

M.S. Middle High School vs Hdfc Ergo General Insurance Co. Ltd. on 22 November, 2017

37. In view of the aforesaid discussion, I find substance in the plea raised on behalf of insurance company that for want of valid and effective DL in favour of respondent no. 1 being proved on record, it would be termed as breach in the terms and conditions of insurance policy on the part of insured i.e. respondent no. 2. Thus, insurance company is entitled to recovery rights against the respondent no. 2. (Reliance placed on decision dated 26.09.2017 in FAO no.7555/2015 in the matter titled as "MS Middle High School and another Vs. Usha and others" by Hon'ble High Court of Punjab and Haryana and as upheld by Hon'ble Apex Court in SLP no.31406/2017 titled as "MS Middle High School Vs. HDFC ERGO Sanjeev Kumar Vs. Tarsem & Ors. Page 23 of 26 MACP No. 4622/16; FIR No. 604/07; PS.S.P. Badli DOD:05.01.2019 General Insurance Company Ltd. & others" decided on 22.11.2017). Issue no. 2 is decided accordingly.
Supreme Court - Daily Orders Cites 3 - Cited by 109 - Full Document

Oriental Insurance Co Ltd vs Sangeeta Devi & Ors on 22 February, 2016

In view of my findings on issues no. 1 and 2, I award compensation of Rs. 7,21,000/­ alongwith interest @ 9% per annum in favour of petitioner and against the respondents w.e.f. date of filing of the petition i.e. 16.03.12 till the date of its realization (Reliance placed on judgment "Oriental Insurance Company Ltd. Vs. Sangeeta Devi & Ors bearing MAC. APP. 165/2011 decided on 22.02.2016). However, it would be open to the insurance company to recover the award amount from the registered owner/insured (respondent no. 2) after payment of compensation amount, in accordance with law. Issue no. 3 is decided accordingly.

Vinod Kumar @ Bittoo vs Roshni & Ors. on 5 July, 2012

25. Hon'ble Delhi High Court in the matter titled as " Vinod Kumar Bitoo Vs. Roshni & Ors." passed in appeal bearing no. MAC.APP 518/2010 decided on 05.07.12, has held as under:­ " It is difficult to measure the pain and suffering in terms of money which is suffered by a victim on account of serious injuries caused to him in a motor Sanjeev Kumar Vs. Tarsem & Ors. Page 15 of 26 MACP No. 4622/16; FIR No. 604/07; PS.S.P. Badli DOD:05.01.2019 vehicle accident. Since the compensation is required to be paid for pain and suffering an attempt must be made to award compensation which may have some objective relation with the pain and suffering underwent by the victim. For this purpose, the Claims Tribunal and the Courts normally consider the nature of injury; the part of the body where the injuries were sustained, surgeries, if any, underwent by the victim, confinement in the hospital and the duration of treatment".
Delhi High Court Cites 0 - Cited by 483 - G P Mittal - Full Document
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