State of Rajasthan - Act
The Rules for Grant of Interest Free Loans for Construction & Repairing of Houses to Scheduled Castes, Scheduled Tribes and Denotified Tribes and Nomedic Tribes in Rajasthan, 1970
RAJASTHAN
India
India
The Rules for Grant of Interest Free Loans for Construction & Repairing of Houses to Scheduled Castes, Scheduled Tribes and Denotified Tribes and Nomedic Tribes in Rajasthan, 1970
Rule THE-RULES-FOR-GRANT-OF-INTEREST-FREE-LOANS-FOR-CONSTRUCTION-REPAIRING-OF-HOUSES-TO-SCHEDULED-CASTES-SCHEDULED-TRIBES-AND-DENOTIFIED-TRIBES-AND-NOMEDIC-TRIBES-IN-RAJASTHAN-1970 of 1970
- Published on 20 October 1970
- Commenced on 20 October 1970
- [This is the version of this document from 20 October 1970.]
- [Note: The original publication document is not available and this content could not be verified.]
1. Title.
- These rules may be called "Rules for interest-free loan to persons belonging to S.T., S.C., D.T. and N.T. for construction and repairs of houses".2. Commencement.
- These rules shall come into force with effect from the date of their publication in the Rajasthan Gazette.3. Definitions.
- In these rules, unless and until the context otherwise requires:-4. Nature and purpose of loan.
- (i) The loan under these rules will be interest-free, repayable in thirty half yearly equal instalments. The loanee may pay the part or full amount of loan in one instalment before it becomes due.5. Eligibility for loan.
- Loans will be advanced to:-6. Non-eligibility for loan.
- No loans will be sanctioned to:7. Extent of Loan.
- The construction of anew house, the maximum amount of loan shall not exceed Rs. 2000/- for a member of S.T., D.T., N.T. or S.C., unless he is a scavenger (i.e. Mehtar, Bhangi etc.) in which case it shall not exceed Rs. 2,500/-. For repairs or improvement the existing pucca houses, the limit shall be Rs. 1000/-only.8. Instalments.
| (i) | 1st instalment | 40% |
| (ii) | 2nd instalment | 40% at roof level. |
| (iii) | 3rd instalment | 20% on completion of work. |
9. Condition of loan.
10. Application for.
- Applications in form No. 1 for the grant of loan under these rules shall be made to the Panchayat Samiti/Municipal Board in whose jurisdiction the house is to be constructed. The Panchayat Samiti/Municipal Board shall forward the same alongwith its recommendations, to the District Probation & Social Welfare Officer who after scrutiny, will forward the same to the sanctioning authority i.e. Director, Social Welfare Department.11. Conditions of sanction.
- The loan shall be sanctioned subject to the following conditions:12. Powers of sanction.
-The Director, Social Welfare Department and the Collector shall exercise the following powers while sanctioning the loan and the payment of instalments:| (1) | Director, Social Welfare Department. Rajasthan | Full powers for sanctioning of loan. |
| (2) | District Collectors. | Full powers for payment of instalments. |
13. Distribution of.
- Immediately after the sanction of a loan or loans for a particular District the full amount thereof shall be placed at the disposal of the Collector concerned by the Director, Social Welfare for the timely payment of the loan instalments as and when they fall due under these rules.14. Funds to be allotted.
15. Interest for default.
- (i) The District Probation and Social Welfare Officer shall be responsible after disbursement of the loan to the loanee concerned, to furnish the progress of work to the Director, Social Welfare Department and Collector of the District.16. Repayment.
- Repayment of the due instalment shall be made at the Treasury or Sub-treasury of the concerned District.17. Duty of recovery.
- The Collector will be responsible for affecting the recovery of the loan and watching the progress of the payment thereof. The D.P. and S.W.O. shall give to the Collector such assistance for the purpose as may be desired.18. Power to impose conditions.
- Notwithstanding anything contained in these rules, it shall be within the discretion of the Government in Social Welfare Department to impose any new condition or relax the existing ones.19. Alternative.
- Instead of advancing loans to individuals for construction of houses, the Government may, wherever the services of a Housing Board or other similar Government or Semi-Governmental agency for house construction are available, arrange the construction of multiflat buildings and allot the flats to individuals from these communities on hire-purchase system in accordance with rules to be framed hereafter.20. Powers of Government
- The Government may amend, alter or modify these rules or any other conditions laid down thereunder, as and when considered necessary.21. Finality of decision.
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(a)Rs........... upon the construction of the house reaching plinth level:(b)Rs upon the construction reaching the roof level;(c)Rs................upon the completion of the house,(provided that the Mortgagee shall not be bound to advance any of the above instalments, if the Mortgagor commits a breach of or fails to observe any of the covenants to be observed and performed by him as hereinafter contained),the Mortgagor hereby covenants with the Mortgagee as follows:-| Instalment | Due Date |
| 1st instalment | ....................................... |
| 2nd instalment | ....................................... |
| ........................ | ....................................... |
| ........................ | ....................................... |
2. For the consideration aforesaid, the Mortgagor hereby transfer by way of simple mortgage to the Mortgagee, all that property described in the Schedule hereto (hereinafter referred to as the said property belonging to the Mortgagor), to the intent that the said property shall remain and the charged as security for the payment to the Mortgagee of the said principal sum, interest and costs in accordance with the covenants hereinbefore contained.
3. The Mortgagor hereby covenants with the Mortgagee as follows:-
4. It is hereby agreed between the parties hereto that-
| Signed by the Mortgagor. | Signed by................................... | |
| for and on behalf of the Governor | ||
| Witness | 1. | 1. |
| 2. | 2. |
1. In pursuance of the said agreement and in consideration of the sum of Rs............... (Rupees.......................... only) advanced by the Government to the Borrower (the receipt of which the Borrower hereby acknowledges), the Borrower and the Sureties hereby jointly and severally covenant with the Government as follows:-
| Instalments | Due date |
| 1st instalment | ....................................... |
| 2nd instalment | ....................................... |
| 3rd instalment | ....................................... |
| …................... | ....................................... |
| ….................. | ....................................... |
2. It is hereby agreed and declared that in case of default in the payment of any sum as may become due under the covenant as hereinbefore contained, the Government shall be entitled to recover the same from the person or property of the Borrower or the Sureties both with interest @ 6.¼% per annum in one instalment as an arrear of land revenue under the Rajasthan Public Demands Recovery Act, 1952 or the Rajasthan Land Revenue Act, 1956.
3. The obligation undertaken by the Sureties shall not be discharged or in any way affected by an extension of time or any other indulgence granted by the Government to the Borrower.
In witness whereof the Borrower, Sureties and.................for and on behalf of the Governor have signed this Bond on the day and year first above written.Signed by the BorrowerSigned by............... for and on behalf of the Government.Signed by the Sureties:-| Witness :- | Witness- |
| 1 | 1 |
| 2 | 2 |